18104 Property Tax Rate
Allentown, Pennsylvania · Part of Lehigh County
Effective Tax Rate
1.63%
72.6% above state avgMedian Annual Tax
$4,840
$403/mo escrow
Estimate Your Tax
Annual Tax
$4,840
Monthly
$403
Eff. Rate
1.63%
Buyer decision brief
What ZIP 18104 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$403/mo
Based on median annual tax paid
State context
0.29 percentage points above the Pennsylvania average
Pennsylvania average: 1.34%
Data confidence
High confidenceThe Census margin of error is $163, about 3% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Lehigh County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 18104 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$163 tax MOE, 3% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Lehigh County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 18104
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $296,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.63%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Pennsylvania and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $403 per month before insurance, HOA dues, or special assessments.
Assessor verification
Lehigh County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 18104 Compares
Median Annual Property Tax
ZIP 18104
1.63%
Effective rate
Pennsylvania Avg
1.34%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Pennsylvania
Higher than 80% of ZIP codes in Pennsylvania(80th percentile, 1,638 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 18104
Property owners in ZIP code 18104 (Allentown, Pennsylvania) pay a median of $4,840/year in property taxes on homes valued at $296,800. This translates to an effective tax rate of 1.63%, which is 21% above the Pennsylvania state average of 1.34%.
The monthly property tax burden for a median-valued home in 18104 is approximately $403, which factors into escrow payments on mortgages. This ZIP code is located within Lehigh County. This is $2,036 more than the Pennsylvania average of $2,804/year.
Compared to similar ZIP codes in Pennsylvania, 18104 has higher property taxes. ZIP codes with similar effective rates include 17057 (1.63%) and 18034 (1.63%).
In Allentown, property taxes represent approximately 5.1% of the median household income of $94,279, providing context for the relative tax burden on homeowners in this area.
Pennsylvania assesses property at fair market value with no statewide cap; Lehigh County uses a standard reassessment process, and your property will be valued at current market conditions upon purchase. Homeowners age 65+, surviving spouses, and disabled persons earning ≤$35,000 qualify for the Property Tax/Rent Rebate Program, which rebates up to $975 annually — apply to the Pennsylvania Department of Revenue by June 30. File for your school district's Homestead Exclusion with the Lehigh County Assessor within 30 days of closing; the exclusion amount is determined by your specific school district and reduces school operating tax bills.
Frequently Asked Questions
What is the property tax rate in ZIP code 18104?
How much are property taxes in Allentown, PA (18104)?
How does ZIP 18104 compare to the Pennsylvania average?
What is the median home value in ZIP 18104?
What county is ZIP code 18104 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$163. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 18104 is part of Lehigh County, Pennsylvania. View the full county profile for broader context and more data.
View Lehigh County on TaxByCounty →Explore Allentown, PA
View all 6 ZIP codes in Allentown with property tax comparisons.
View Allentown Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 18104
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
18106
Allentown, PA
0.13 percentage points lower than ZIP 18104.
Rate
1.50%
Tax
$5,408
Quality
101
18087
Trexlertown, PA
0.53 percentage points lower than ZIP 18104.
Rate
1.10%
Tax
$3,724
Quality
86
18053
Germansville, PA
0.35 percentage points lower than ZIP 18104.
Rate
1.28%
Tax
$3,752
Quality
86
18051
Fogelsville, PA
0.32 percentage points lower than ZIP 18104.
Rate
1.31%
Tax
$5,824
Quality
91
18031
Breinigsville, PA
0.28 percentage points lower than ZIP 18104.
Rate
1.35%
Tax
$4,852
Quality
91
18078
Schnecksville, PA
0.26 percentage points lower than ZIP 18104.
Rate
1.37%
Tax
$4,951
Quality
91
18092
Zionsville, PA
0.26 percentage points lower than ZIP 18104.
Rate
1.37%
Tax
$5,361
Quality
91
18069
Orefield, PA
0.22 percentage points lower than ZIP 18104.
Rate
1.41%
Tax
$5,735
Quality
91
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.