Warwick, RI Property Tax Rates
Compare property tax rates across 3 ZIP codes in Warwick, Rhode Island.
Avg Tax Rate
1.42%
Avg Annual Tax
$4,507
Avg Home Value
$317,467
ZIP Codes
3
Property Tax Overview: Warwick, RI
Warwick has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.42%, which is 10% above the Rhode Island average of 1.29%. Annual property taxes range from $4,439 (ZIP 02888) to $4,415 (ZIP 02889).
For a home at Warwick's median value of $317,467, property taxes add approximately $376/month to housing costs. Warwick home values are below the Rhode Island median of $410,501, which moderates the overall monthly tax burden.
Property tax rates within Warwick vary by 0.08 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Warwick vs Rhode Island Average
Effective Tax Rate
10% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Warwick, RI?
The average effective property tax rate in Warwick, Rhode Island is 1.42%, based on 3 ZIP codes.
How much is property tax in Warwick, RI?
The average median annual property tax in Warwick is $4,507 per year, with a median home value of $317,467.
Which ZIP code in Warwick has the lowest property tax rate?
ZIP code 02888 has the lowest effective tax rate in Warwick at 1.40%, with a median annual tax of $4,439.
How many ZIP codes are in Warwick, RI?
Warwick, Rhode Island has 3 ZIP codes with property tax data available.
Which ZIP code in Warwick has the highest property tax rate?
ZIP code 02889 has the highest effective tax rate in Warwick at 1.47%, with a median annual tax of $4,415.
How do Warwick property taxes compare to the Rhode Island average?
Warwick's average effective rate of 1.42% is 10% above the Rhode Island state average of 1.29%.
What factors affect property tax rates between ZIP codes in Warwick?
Property tax rate differences within Warwick are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Warwick Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Rhode Island reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Warwick, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Rhode Island
Looking for county-level property tax data? View Kent County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.