29928 Property Tax Rate
Hilton Head Island, South Carolina · Part of Beaufort County
Effective Tax Rate
0.46%
247.1% above state avgMedian Annual Tax
$3,592
$299/mo escrow
Estimate Your Tax
Annual Tax
$3,592
Monthly
$299
Eff. Rate
0.46%
Buyer decision brief
What ZIP 29928 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$299/mo
Based on median annual tax paid
State context
0.08 percentage points below the South Carolina average
South Carolina average: 0.54%
Data confidence
High confidenceThe Census margin of error is $296, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Beaufort County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 29928 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$296 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Beaufort County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 29928
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $776,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.46%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on South Carolina and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $299 per month before insurance, HOA dues, or special assessments.
Assessor verification
Beaufort County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 29928 Compares
Median Annual Property Tax
ZIP 29928
0.46%
Effective rate
South Carolina Avg
0.54%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in South Carolina
Lower than 65% of ZIP codes in South Carolina(35th percentile, 374 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 29928
Property owners in ZIP code 29928 (Hilton Head Island, South Carolina) pay a median of $3,592/year in property taxes on homes valued at $776,600. This translates to an effective tax rate of 0.46%, which is 15% below the South Carolina state average of 0.54%.
The monthly property tax burden for a median-valued home in 29928 is approximately $299, which factors into escrow payments on mortgages. This ZIP code is located within Beaufort County. This is $2,557 more than the South Carolina average of $1,035/year.
Compared to similar ZIP codes in South Carolina, 29928 has higher property taxes. ZIP codes with similar effective rates include 29541 (0.46%) and 29536 (0.46%).
In Hilton Head Island, property taxes represent approximately 3.7% of the median household income of $97,979, providing context for the relative tax burden on homeowners in this area.
South Carolina imposes no reassessment cap; Beaufort County will reset your assessed value to market value at purchase. Beaufort County offers a $50,000 Homestead Exemption for primary residences — file your exemption claim with the Beaufort County Assessor within 30 days of closing to shield a portion of your home's value from taxation. Request a new assessment estimate reflecting the exemption.
Frequently Asked Questions
What is the property tax rate in ZIP code 29928?
How much are property taxes in Hilton Head Island, SC (29928)?
How does ZIP 29928 compare to the South Carolina average?
What is the median home value in ZIP 29928?
What county is ZIP code 29928 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$296. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 29928 is part of Beaufort County, South Carolina. View the full county profile for broader context and more data.
View Beaufort County on TaxByCounty →Explore Hilton Head Island, SC
View all 2 ZIP codes in Hilton Head Island with property tax comparisons.
View Hilton Head Island Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 29928
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
29926
Hilton Head Island, SC
0.02 percentage points lower than ZIP 29928.
Rate
0.44%
Tax
$2,658
Quality
96
29909
Okatie, SC
0.05 percentage points lower than ZIP 29928.
Rate
0.41%
Tax
$1,721
Quality
91
29482
Sullivans Island, SC
0.07 percentage points lower than ZIP 29928.
Rate
0.39%
Tax
$7,885
Quality
75
29941
Sheldon, SC
$1,223,401 higher median home value than ZIP 29928.
Rate
0.50%
Tax
$10,001
Quality
77
29451
Isle Of Palms, SC
0.18 percentage points lower than ZIP 29928.
Rate
0.28%
Tax
$3,350
Quality
77
29401
Charleston, SC
$389,300 higher median home value than ZIP 29928.
Rate
0.54%
Tax
$6,239
Quality
94
29439
Folly Beach, SC
0.09 percentage points lower than ZIP 29928.
Rate
0.38%
Tax
$3,788
Quality
77
29541
Effingham, SC
Within 0.00 percentage points of ZIP 29928.
Rate
0.46%
Tax
$722
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.