75044 Property Tax Rate

Property owners in ZIP code 75044 (Garland, Texas) pay a median of $5,477/year in property taxes on homes valued at $305,700. This translates to an effective tax rate of 1.79%, which is 32% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75044 is approximately $456, which factors into escrow payments on mortgages. This ZIP code is located within Dallas County. This is $2,346 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75044 has higher property taxes. ZIP codes with similar effective rates include 77429 (1.79%) and 75072 (1.79%).

In Garland, property taxes represent approximately 6.1% of the median household income of $89,631, providing context for the relative tax burden on homeowners in this area.

Texas imposes no state income tax, and your homestead property's appraised value is capped at a 10% annual increase — this cap applies only after you file a Homestead Exemption with the Dallas Central Appraisal District. The exemption amount varies by taxing entity (school district, county, city), but typically reduces assessed value by $25,000–$40,000, saving most homeowners $400–$800/year. File your Homestead Exemption application with the Dallas Central Appraisal District by April 30 of the year following your purchase to lock in the 10% cap for future years.