75631 Property Tax Rate

Property owners in ZIP code 75631 (Beckville, Texas) pay a median of $1,602/year in property taxes on homes valued at $137,800. This translates to an effective tax rate of 1.16%, which is 14% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75631 is approximately $134, which factors into escrow payments on mortgages. This ZIP code is located within Panola County. This is $1,529 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75631 has lower property taxes. ZIP codes with similar effective rates include 75232 (1.16%) and 76639 (1.16%).

In Beckville, property taxes represent approximately 2.1% of the median household income of $76,389, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file your Homestead Exemption — submit the application to the Panola County Appraisal District by April 30 of the year following your purchase. The exemption removes a portion of assessed value from school and county taxes, typically saving homeowners $600–$1,200 annually. Contact the Panola County Appraisal District immediately after closing to file and lock in your base year value.