75644 Property Tax Rate

Property owners in ZIP code 75644 (Gilmer, Texas) pay a median of $1,792/year in property taxes on homes valued at $164,600. This translates to an effective tax rate of 1.09%, which is 20% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 75644 is approximately $149, which factors into escrow payments on mortgages. This ZIP code is located within Upshur County. This is $1,339 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 75644 has lower property taxes. ZIP codes with similar effective rates include 76569 (1.09%) and 75057 (1.09%).

In Gilmer, property taxes represent approximately 3.2% of the median household income of $56,155, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file your Homestead Exemption — submit the application to the Upshur County Appraisal District by April 30 of the year following your purchase. The exemption removes a portion of assessed value from school and county taxes, typically saving homeowners $700–$1,400 annually. Contact the Upshur County Appraisal District immediately after closing to file and lock in your base year value.