76305 Property Tax Rate
Wichita Falls, Texas · Part of Clay County
Effective Tax Rate
1.39%
21.7% below state avgMedian Annual Tax
$2,451
$204/mo escrow
Estimate Your Tax
Annual Tax
$2,451
Monthly
$204
Eff. Rate
1.39%
How ZIP 76305 Compares
Median Annual Property Tax
ZIP 76305
1.39%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 53% of ZIP codes in Texas(53th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 76305
Property owners in ZIP code 76305 (Wichita Falls, Texas) pay a median of $2,451/year in property taxes on homes valued at $176,700. This translates to an effective tax rate of 1.39%, which is near the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 76305 is approximately $204, which factors into escrow payments on mortgages. This ZIP code is located within Clay County. This is $680 less than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 76305 has lower property taxes. ZIP codes with similar effective rates include 77962 (1.39%) and 78578 (1.39%).
In Wichita Falls, property taxes represent approximately 3.1% of the median household income of $78,973, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 76305, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Clay County's tax assessor directly.
Buyer decision brief
What ZIP 76305 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$204/mo
Based on median annual tax paid
State context
0.03 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $275, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Clay County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 76305?
How much are property taxes in Wichita Falls, TX (76305)?
How does ZIP 76305 compare to the Texas average?
What is the median home value in ZIP 76305?
What county is ZIP code 76305 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$275. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 76305 is part of Clay County, Texas. View the full county profile for broader context and more data.
View Clay County on TaxByCounty →Explore Wichita Falls, TX
View all 7 ZIP codes in Wichita Falls with property tax comparisons.
View Wichita Falls Property Tax Rates →Similar ZIP Codes in Texas
77962
+0.00%Ganado
1.39%
$3,167/yr
78578
-0.00%Port Isabel
1.39%
$2,686/yr
78210
+0.00%San Antonio
1.39%
$2,398/yr
77510
-0.00%Santa Fe
1.39%
$3,895/yr
77485
-0.00%Wallis
1.38%
$2,742/yr
79034
+0.00%Follett
1.39%
$1,694/yr
75561
-0.00%Hooks
1.38%
$1,781/yr
78112
+0.00%Elmendorf
1.39%
$1,674/yr
75472
-0.00%Point
1.38%
$2,084/yr
77480
+0.00%Sweeny
1.39%
$2,630/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.