77356 Property Tax Rate
Montgomery, Texas · Part of Montgomery County
Effective Tax Rate
1.52%
79% above state avgMedian Annual Tax
$5,606
$467/mo escrow
Estimate Your Tax
Annual Tax
$5,606
Monthly
$467
Eff. Rate
1.52%
Buyer decision brief
What ZIP 77356 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$467/mo
Based on median annual tax paid
State context
0.17 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $448, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Montgomery County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 77356 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$448 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Montgomery County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 77356
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $369,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.52%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $467 per month before insurance, HOA dues, or special assessments.
Assessor verification
Montgomery County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 77356 Compares
Median Annual Property Tax
ZIP 77356
1.52%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 65% of ZIP codes in Texas(65th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 77356
Property owners in ZIP code 77356 (Montgomery, Texas) pay a median of $5,606/year in property taxes on homes valued at $369,200. This translates to an effective tax rate of 1.52%, which is 12% above the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 77356 is approximately $467, which factors into escrow payments on mortgages. This ZIP code is located within Montgomery County. This is $2,475 more than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 77356 has lower property taxes. ZIP codes with similar effective rates include 75022 (1.52%) and 77367 (1.52%).
In Montgomery, property taxes represent approximately 4.9% of the median household income of $113,750, providing context for the relative tax burden on homeowners in this area.
Texas has no state income tax and imposes no annual cap on homestead appraised value increases after purchase, but you can file a Homestead Exemption application with the Montgomery County Appraisal District to remove a portion of your home's value from school and county taxes, typically saving $800–$1,500 annually. Submit your exemption application by April 30 of the year following your purchase to lock in this benefit. Contact the Montgomery County Appraisal District immediately after closing to request an exemption form and confirm your base appraised value.
Frequently Asked Questions
What is the property tax rate in ZIP code 77356?
How much are property taxes in Montgomery, TX (77356)?
How does ZIP 77356 compare to the Texas average?
What is the median home value in ZIP 77356?
What county is ZIP code 77356 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$448. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 77356 is part of Montgomery County, Texas. View the full county profile for broader context and more data.
View Montgomery County on TaxByCounty →Explore Montgomery, TX
View all 2 ZIP codes in Montgomery with property tax comparisons.
View Montgomery Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 77356
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
77306
Conroe, TX
0.96 percentage points lower than ZIP 77356.
Rate
0.55%
Tax
$867
Quality
96
77873
Richards, TX
0.75 percentage points lower than ZIP 77356.
Rate
0.77%
Tax
$1,604
Quality
78
77372
Splendora, TX
0.56 percentage points lower than ZIP 77356.
Rate
0.95%
Tax
$2,075
Quality
84
77357
New Caney, TX
0.35 percentage points lower than ZIP 77356.
Rate
1.17%
Tax
$2,549
Quality
84
77303
Conroe, TX
0.34 percentage points lower than ZIP 77356.
Rate
1.18%
Tax
$2,740
Quality
96
77362
Pinehurst, TX
0.27 percentage points lower than ZIP 77356.
Rate
1.25%
Tax
$3,399
Quality
84
77302
Conroe, TX
0.18 percentage points lower than ZIP 77356.
Rate
1.34%
Tax
$3,307
Quality
101
77380
Spring, TX
0.15 percentage points lower than ZIP 77356.
Rate
1.37%
Tax
$4,722
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.