77657 Property Tax Rate

Property owners in ZIP code 77657 (Lumberton, Texas) pay a median of $2,927/year in property taxes on homes valued at $243,900. This translates to an effective tax rate of 1.20%, which is 11% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 77657 is approximately $244, which factors into escrow payments on mortgages. This ZIP code is located within Hardin County. This is $204 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 77657 has higher property taxes. ZIP codes with similar effective rates include 77833 (1.20%) and 79243 (1.20%).

In Lumberton, property taxes represent approximately 3.1% of the median household income of $93,225, providing context for the relative tax burden on homeowners in this area.

Texas caps annual homestead appraised value increases at 10%, but this protection only takes effect after you file a Homestead Exemption with the Hardin County Appraisal District by April 30 following your purchase. The exemption removes a portion of assessed value from all local taxes (school, county, city), typically reducing annual bills by $600–$1,100 for Hardin County homeowners. Contact the Hardin County Appraisal District immediately after closing to request an exemption application and to establish your base year appraised value in writing.