78028 Property Tax Rate

Property owners in ZIP code 78028 (Kerrville, Texas) pay a median of $3,195/year in property taxes on homes valued at $281,300. This translates to an effective tax rate of 1.14%, which is 16% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78028 is approximately $266, which factors into escrow payments on mortgages. This ZIP code is located within Kerr County.

Compared to similar ZIP codes in Texas, 78028 has higher property taxes. ZIP codes with similar effective rates include 79518 (1.14%) and 77027 (1.13%).

In Kerrville, property taxes represent approximately 4.9% of the median household income of $65,486, providing context for the relative tax burden on homeowners in this area.

Texas does not limit annual appraisal increases for new homeowners — expect reassessment to full market value at sale by the Kerr County Appraisal District. File your Homestead Exemption with the Kerr County Appraisal District by April 30 of the year after closing; this exemption reduces the taxable value for school and potentially county/city taxes, saving most Kerr County homeowners $400–$1,200 annually. Request a copy of your Homestead Exemption status from the Kerr County Appraisal District within two weeks of filing to confirm processing.