78725 Property Tax Rate

Property owners in ZIP code 78725 (Austin, Texas) pay a median of $4,295/year in property taxes on homes valued at $306,800. This translates to an effective tax rate of 1.40%, which is 3% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78725 is approximately $358, which factors into escrow payments on mortgages. This ZIP code is located within Travis County. This is $1,164 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78725 has higher property taxes. ZIP codes with similar effective rates include 77808 (1.40%) and 79250 (1.40%).

In Austin, property taxes represent approximately 4.2% of the median household income of $102,819, providing context for the relative tax burden on homeowners in this area.

Texas homestead properties in Travis County benefit from a 10% annual appraisal growth cap once registered, but you must file your Homestead Exemption with the Travis Central Appraisal District by April 30 of the year following your purchase of your $247,800 home. This exemption reduces assessed value for school district taxes (typically 60% of your total bill) and saves most Travis County homeowners $600–$1,200 annually. File your exemption application with the Travis Central Appraisal District before April 30 to lock in this protection for your first full tax year.