79097 Property Tax Rate

Property owners in ZIP code 79097 (White Deer, Texas) pay a median of $2,198/year in property taxes on homes valued at $182,400. This translates to an effective tax rate of 1.21%, which is 11% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 79097 is approximately $183, which factors into escrow payments on mortgages. This ZIP code is located within Carson County. This is $933 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 79097 has higher property taxes. ZIP codes with similar effective rates include 77060 (1.21%) and 77523 (1.20%).

In White Deer, property taxes represent approximately 2.5% of the median household income of $86,800, providing context for the relative tax burden on homeowners in this area.

Texas imposes no state income tax and caps annual homestead appraisal increases at 10% — this protections applies only after you file a Homestead Exemption, which removes a percentage of your home's value from school taxes and saves most Carson County homeowners $400–$800 annually. File your Homestead Exemption application with the Carson County Appraisal District by April 30 of the year following your purchase to lock in the cap. Contact the Carson County Appraisal District immediately after closing to confirm your exemption eligibility and obtain your base appraisal value.