79904 Property Tax Rate

Property owners in ZIP code 79904 (El Paso, Texas) pay a median of $2,092/year in property taxes on homes valued at $117,400. This translates to an effective tax rate of 1.78%, which is 32% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 79904 is approximately $174, which factors into escrow payments on mortgages. This ZIP code is located within El Paso County. This is $1,039 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 79904 has higher property taxes. ZIP codes with similar effective rates include 77304 (1.78%) and 77090 (1.78%).

In El Paso, property taxes represent approximately 5.1% of the median household income of $40,892, providing context for the relative tax burden on homeowners in this area.

Texas caps homestead property appraisals at 10% annual growth, but you must file your Homestead Exemption application with the El Paso County Appraisal District by April 30 of the year following purchase to secure the protection. El Paso County's 1.99% effective rate is among the state's highest, making the exemption critical — it typically saves $1,000–$1,800 annually by reducing assessed value across all taxing entities. File your exemption claim with the El Paso County Appraisal District immediately after closing and request a copy of your Notice of Appraised Value to verify the baseline.