Houston, TX Property Tax Rates

Compare property tax rates across 95 ZIP codes in Houston, Texas.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

1.46%

Avg Annual Tax

$4,285

Avg Home Value

$299,734

ZIP Codes

95

Property Tax Overview: Houston, TX

Houston has 95 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.46%, which is 8% above the Texas average of 1.35%. Annual property taxes range from $10,001 (ZIP 77005) to $4,631 (ZIP 77014).

For a home at Houston's median value of $299,734, property taxes add approximately $364/month to housing costs. Houston home values are above the Texas median of $231,329, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Houston vary by 1.43 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Houston, TX

ZIP CodeEffective RateMedian TaxMedian Home Value
770050.74%$10,001$1,354,300
770460.82%$2,267$276,400
770240.86%$10,001$1,164,400
770130.94%$1,526$162,600
770741.02%$2,059$201,600
770231.03%$2,888$279,300
770361.04%$2,258$217,400
770511.06%$1,816$171,900
770371.07%$1,717$160,500
770481.07%$2,047$190,900
770161.11%$1,243$111,900
770271.13%$10,001$881,700
770911.15%$2,567$223,700
770311.15%$2,619$227,100
770451.17%$1,919$163,600
770781.18%$1,793$151,500
770321.19%$1,468$122,900
770221.20%$2,363$197,200
770281.20%$1,299$108,200
770931.20%$1,470$122,400
770601.21%$1,746$144,900
770611.21%$2,600$215,200
770561.24%$10,001$807,300
770211.24%$2,531$203,900
770871.27%$1,890$148,400
770761.28%$1,890$147,700
770351.29%$3,339$259,800
770981.29%$10,001$777,700
770201.30%$1,740$133,600
770171.31%$1,922$146,600
770501.32%$1,586$119,700
770721.33%$2,326$175,100
770121.36%$1,728$127,400
770431.37%$5,259$382,800
770331.37%$1,351$98,300
770191.38%$10,001$724,900
770691.40%$4,471$320,200
770801.40%$4,375$311,600
770881.41%$2,455$173,900
770531.42%$2,364$166,200
770851.43%$2,481$174,000
770631.44%$4,038$281,300
770151.44%$2,369$164,700
770711.45%$3,315$228,000
770811.46%$3,574$245,200
770581.46%$3,583$244,800
770751.47%$3,233$219,900
770091.47%$5,951$403,600
770421.48%$5,509$371,300
770401.49%$3,337$224,200
770111.50%$2,805$187,100
770961.51%$6,191$410,200
770551.54%$8,888$577,800
770921.54%$3,441$222,800
770261.55%$1,620$104,800
770181.55%$8,417$543,800
770991.56%$2,761$176,800
770791.57%$10,001$636,100
770301.57%$9,667$614,100
770471.58%$3,553$224,200
770651.58%$4,086$257,800
770291.59%$1,836$115,400
770251.59%$8,301$521,300
770771.60%$5,698$356,300
770701.61%$4,267$264,300
770391.62%$2,401$148,600
770381.62%$2,804$173,500
770041.62%$6,225$384,100
770061.62%$9,721$599,500
770861.62%$3,185$196,300
770951.63%$4,692$288,500
770081.64%$10,001$609,300
770831.64%$3,666$223,100
770681.65%$5,145$312,400
770491.66%$3,449$207,900
770641.67%$3,922$234,600
770661.68%$3,658$217,500
770571.73%$5,516$318,700
770891.76%$4,167$237,400
770341.77%$3,147$178,100
770821.77%$3,992$225,600
770021.78%$5,086$286,100
770841.78%$4,140$232,600
770901.78%$4,192$235,500
770621.80%$5,043$280,400
770591.80%$7,119$395,800
770031.80%$6,538$363,000
770731.84%$3,812$206,700
770541.85%$3,207$173,000
770941.86%$8,713$469,300
770411.86%$5,004$269,000
770671.87%$3,267$174,600
770071.90%$9,533$501,300
770441.92%$5,278$274,500
770142.17%$4,631$213,300

Houston vs Texas Average

Effective Tax Rate

Houston1.46%
Texas Avg1.35%

8% above state average

Annual Property Tax

Houston$4,285
Texas Avg$3,131

Median Home Value

Houston$299,734
Texas Avg$231,329

Frequently Asked Questions

What is the average property tax rate in Houston, TX?

The average effective property tax rate in Houston, Texas is 1.46%, based on 95 ZIP codes.

How much is property tax in Houston, TX?

The average median annual property tax in Houston is $4,285 per year, with a median home value of $299,734.

Which ZIP code in Houston has the lowest property tax rate?

ZIP code 77005 has the lowest effective tax rate in Houston at 0.74%, with a median annual tax of $10,001.

How many ZIP codes are in Houston, TX?

Houston, Texas has 95 ZIP codes with property tax data available.

Which ZIP code in Houston has the highest property tax rate?

ZIP code 77014 has the highest effective tax rate in Houston at 2.17%, with a median annual tax of $4,631.

How do Houston property taxes compare to the Texas average?

Houston's average effective rate of 1.46% is 8% above the Texas state average of 1.35%.

What factors affect property tax rates between ZIP codes in Houston?

Property tax rate differences within Houston are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Houston Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Texas reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Houston, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Harris County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →