22538 Property Tax Rate
Rappahannock Academy, Virginia · Part of Caroline County
Effective Tax Rate
0.66%
2.3% below state avgMedian Annual Tax
$2,192
$183/mo escrow
Estimate Your Tax
Annual Tax
$2,192
Monthly
$183
Eff. Rate
0.66%
How ZIP 22538 Compares
Median Annual Property Tax
ZIP 22538
0.66%
Effective rate
Virginia Avg
0.67%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Virginia
Higher than 55% of ZIP codes in Virginia(55th percentile, 779 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 22538
Property owners in ZIP code 22538 (Rappahannock Academy, Virginia) pay a median of $2,192/year in property taxes on homes valued at $331,800. This translates to an effective tax rate of 0.66%, which is near the Virginia state average of 0.67%.
The monthly property tax burden for a median-valued home in 22538 is approximately $183, which factors into escrow payments on mortgages. This ZIP code is located within Caroline County.
Compared to similar ZIP codes in Virginia, 22538 has lower property taxes. ZIP codes with similar effective rates include 22726 (0.66%) and 22948 (0.66%).
Virginia has no state property tax — Caroline County assesses and collects local taxes only, with no reassessment penalty at sale beyond standard county valuation. Caroline County offers a circuit breaker tax relief program for elderly and disabled homeowners and a Land Use Taxation option for qualifying farm and forestal land — apply with the Caroline County Assessor if you meet income and age thresholds. Submit exemption applications to the Caroline County Assessor within 30 days of purchase to lock in your assessment and tax classification.
Frequently Asked Questions
What is the property tax rate in ZIP code 22538?
How much are property taxes in Rappahannock Academy, VA (22538)?
How does ZIP 22538 compare to the Virginia average?
What is the median home value in ZIP 22538?
What county is ZIP code 22538 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$1,840. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 22538 is part of Caroline County, Virginia. View the full county profile for broader context and more data.
View Caroline County on TaxByCounty →Similar ZIP Codes in Virginia
22726
+0.00%Lignum
0.66%
$2,370/yr
22948
+0.00%Locust Dale
0.66%
$2,368/yr
23897
+0.00%Yale
0.66%
$1,087/yr
24281
-0.00%Rose Hill
0.66%
$866/yr
22963
+0.00%Palmyra
0.66%
$1,951/yr
23692
-0.00%Yorktown
0.66%
$2,664/yr
23964
-0.00%Red Oak
0.66%
$847/yr
22851
+0.00%Stanley
0.66%
$1,274/yr
24527
-0.00%Blairs
0.66%
$894/yr
22932
+0.00%Crozet
0.66%
$3,664/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.