25405 Property Tax Rate
Martinsburg, West Virginia · Part of Berkeley County
Effective Tax Rate
0.51%
96.5% above state avgMedian Annual Tax
$1,299
$108/mo escrow
Estimate Your Tax
Annual Tax
$1,299
Monthly
$108
Eff. Rate
0.51%
Buyer decision brief
What ZIP 25405 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$108/mo
Based on median annual tax paid
State context
0.03 percentage points below the West Virginia average
West Virginia average: 0.54%
Data confidence
High confidenceThe Census margin of error is $89, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Berkeley County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 25405 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$89 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Berkeley County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 25405
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $254,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.51%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on West Virginia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $108 per month before insurance, HOA dues, or special assessments.
Assessor verification
Berkeley County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 25405 Compares
Median Annual Property Tax
ZIP 25405
0.51%
Effective rate
West Virginia Avg
0.54%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in West Virginia
Lower than 51% of ZIP codes in West Virginia(49th percentile, 512 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 25405
Property owners in ZIP code 25405 (Martinsburg, West Virginia) pay a median of $1,299/year in property taxes on homes valued at $254,700. This translates to an effective tax rate of 0.51%, which is 5% below the West Virginia state average of 0.54%.
The monthly property tax burden for a median-valued home in 25405 is approximately $108, which factors into escrow payments on mortgages. This ZIP code is located within Berkeley County. This is $638 more than the West Virginia average of $661/year.
Compared to similar ZIP codes in West Virginia, 25405 has higher property taxes. ZIP codes with similar effective rates include 25837 (0.51%) and 25063 (0.51%).
In Martinsburg, property taxes represent approximately 1.4% of the median household income of $90,962, providing context for the relative tax burden on homeowners in this area.
West Virginia conducts revaluation on a county-by-county cycle (Berkeley County typically revalues every six years), and your property will be reassessed to fair market value when purchased. Berkeley County offers a Homestead Exemption of $20,000 off assessed value for primary residences — contact the Berkeley County Assessor's office to file immediately after closing. Request a Property Tax Exemption Application form and submit proof of occupancy to lock in your exemption for the next assessment cycle.
Frequently Asked Questions
What is the property tax rate in ZIP code 25405?
How much are property taxes in Martinsburg, WV (25405)?
How does ZIP 25405 compare to the West Virginia average?
What is the median home value in ZIP 25405?
What county is ZIP code 25405 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$89. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 25405 is part of Berkeley County, West Virginia. View the full county profile for broader context and more data.
View Berkeley County on TaxByCounty →Explore Martinsburg, WV
View all 4 ZIP codes in Martinsburg with property tax comparisons.
View Martinsburg Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 25405
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
25420
Gerrardstown, WV
0.05 percentage points lower than ZIP 25405.
Rate
0.46%
Tax
$1,266
Quality
84
25427
Hedgesville, WV
0.01 percentage points lower than ZIP 25405.
Rate
0.50%
Tax
$1,287
Quality
89
25413
Bunker Hill, WV
0.01 percentage points lower than ZIP 25405.
Rate
0.50%
Tax
$1,256
Quality
89
26372
Horner, WV
0.03 percentage points lower than ZIP 25405.
Rate
0.48%
Tax
$1,957
Quality
71
25443
Shepherdstown, WV
$140,700 higher median home value than ZIP 25405.
Rate
0.55%
Tax
$2,182
Quality
82
25414
Charles Town, WV
$110,800 higher median home value than ZIP 25405.
Rate
0.54%
Tax
$1,963
Quality
82
25446
Summit Point, WV
0.10 percentage points lower than ZIP 25405.
Rate
0.41%
Tax
$1,486
Quality
67
25442
Shenandoah Junction, WV
$98,200 higher median home value than ZIP 25405.
Rate
0.56%
Tax
$1,969
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.