25425 Property Tax Rate

Property owners in ZIP code 25425 (Harpers Ferry, West Virginia) pay a median of $1,655/year in property taxes on homes valued at $303,800. This translates to an effective tax rate of 0.54%, which is near the West Virginia state average of 0.54%.

The monthly property tax burden for a median-valued home in 25425 is approximately $138, which factors into escrow payments on mortgages. This ZIP code is located within Jefferson County. This is $994 more than the West Virginia average of $661/year.

Compared to similar ZIP codes in West Virginia, 25425 has lower property taxes. ZIP codes with similar effective rates include 25560 (0.55%) and 26585 (0.55%).

In Harpers Ferry, property taxes represent approximately 1.8% of the median household income of $90,059, providing context for the relative tax burden on homeowners in this area.

West Virginia conducts revaluation on a county-by-county cycle (Jefferson County typically revalues every six years), and your property will be reassessed to fair market value when purchased. Jefferson County offers a Homestead Exemption of $20,000 off assessed value for primary residences — contact the Jefferson County Assessor's office to file immediately after closing. Request a Property Tax Exemption Application form and submit proof of occupancy to lock in your exemption for the next assessment cycle.