54481 Property Tax Rate
Stevens Point, Wisconsin · Part of Portage County
Effective Tax Rate
1.64%
1.8% below state avgMedian Annual Tax
$3,142
$262/mo escrow
Estimate Your Tax
Annual Tax
$3,142
Monthly
$262
Eff. Rate
1.64%
Buyer decision brief
What ZIP 54481 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$262/mo
Based on median annual tax paid
State context
0.24 percentage points above the Wisconsin average
Wisconsin average: 1.40%
Data confidence
High confidenceThe Census margin of error is $132, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Portage County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 54481 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$132 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Portage County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 54481
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $191,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.64%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Wisconsin and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $262 per month before insurance, HOA dues, or special assessments.
Assessor verification
Portage County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 54481 Compares
Median Annual Property Tax
ZIP 54481
1.64%
Effective rate
Wisconsin Avg
1.40%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Wisconsin
Higher than 82% of ZIP codes in Wisconsin(82th percentile, 761 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 54481
Property owners in ZIP code 54481 (Stevens Point, Wisconsin) pay a median of $3,142/year in property taxes on homes valued at $191,700. This translates to an effective tax rate of 1.64%, which is 17% above the Wisconsin state average of 1.40%.
The monthly property tax burden for a median-valued home in 54481 is approximately $262, which factors into escrow payments on mortgages. This ZIP code is located within Portage County.
Compared to similar ZIP codes in Wisconsin, 54481 has lower property taxes. ZIP codes with similar effective rates include 53181 (1.64%) and 54180 (1.64%).
In Stevens Point, property taxes represent approximately 5.5% of the median household income of $57,234, providing context for the relative tax burden on homeowners in this area.
Wisconsin reassesses all property annually without a state cap, but primary residences receive the Homestead Credit — an income-based reduction that saves Portage County homeowners $150–$500 per year depending on household income and property value. Submit your homestead credit application to the Portage County Assessor within 30 days of purchase to secure the reduction on your first tax bill. Review your assessment notice each year and contact the Portage County Assessor if the assessed value increased more than your recent home improvements justify, requesting a physical inspection or value reduction.
Frequently Asked Questions
What is the property tax rate in ZIP code 54481?
How much are property taxes in Stevens Point, WI (54481)?
How does ZIP 54481 compare to the Wisconsin average?
What is the median home value in ZIP 54481?
What county is ZIP code 54481 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$132. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 54481 is part of Portage County, Wisconsin. View the full county profile for broader context and more data.
View Portage County on TaxByCounty →Explore Stevens Point, WI
View all 2 ZIP codes in Stevens Point with property tax comparisons.
View Stevens Point Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 54481
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
54482
Stevens Point, WI
0.27 percentage points lower than ZIP 54481.
Rate
1.37%
Tax
$3,641
Quality
96
54458
Nelsonville, WI
0.46 percentage points lower than ZIP 54481.
Rate
1.18%
Tax
$1,643
Quality
74
54407
Amherst Junction, WI
0.43 percentage points lower than ZIP 54481.
Rate
1.21%
Tax
$3,697
Quality
89
54921
Bancroft, WI
0.39 percentage points lower than ZIP 54481.
Rate
1.24%
Tax
$2,374
Quality
89
54443
Junction City, WI
0.34 percentage points lower than ZIP 54481.
Rate
1.30%
Tax
$3,367
Quality
84
54473
Rosholt, WI
0.34 percentage points lower than ZIP 54481.
Rate
1.30%
Tax
$2,989
Quality
89
54406
Amherst, WI
0.33 percentage points lower than ZIP 54481.
Rate
1.31%
Tax
$3,508
Quality
89
54423
Custer, WI
0.31 percentage points lower than ZIP 54481.
Rate
1.32%
Tax
$3,850
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.