54545 Property Tax Rate
Manitowish Waters, Wisconsin · Part of Vilas County
Effective Tax Rate
0.60%
21.8% above state avgMedian Annual Tax
$3,897
$325/mo escrow
Estimate Your Tax
Annual Tax
$3,897
Monthly
$325
Eff. Rate
0.60%
Buyer decision brief
What ZIP 54545 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$325/mo
Based on median annual tax paid
State context
0.80 percentage points below the Wisconsin average
Wisconsin average: 1.40%
Data confidence
Moderate confidenceThe Census margin of error is $838, about 22% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Vilas County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
Similar in-state ZIPs in this comparison set do not show a lower effective rate. Use the state table to widen the search.
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 54545 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$838 tax MOE, 22% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Vilas County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 54545
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $647,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.60%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Wisconsin and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $325 per month before insurance, HOA dues, or special assessments.
Assessor verification
Vilas County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 54545 Compares
Median Annual Property Tax
ZIP 54545
0.60%
Effective rate
Wisconsin Avg
1.40%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Wisconsin
Lower than 100% of ZIP codes in Wisconsin(0th percentile, 761 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 54545
Property owners in ZIP code 54545 (Manitowish Waters, Wisconsin) pay a median of $3,897/year in property taxes on homes valued at $647,500. This translates to an effective tax rate of 0.60%, which is 57% below the Wisconsin state average of 1.40%.
The monthly property tax burden for a median-valued home in 54545 is approximately $325, which factors into escrow payments on mortgages. This ZIP code is located within Vilas County. This is $698 more than the Wisconsin average of $3,199/year.
Compared to similar ZIP codes in Wisconsin, 54545 has lower property taxes. ZIP codes with similar effective rates include 54531 (0.61%) and 54561 (0.61%).
In Manitowish Waters, property taxes represent approximately 4.8% of the median household income of $80,607, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 54545, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Vilas County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 54545?
How much are property taxes in Manitowish Waters, WI (54545)?
How does ZIP 54545 compare to the Wisconsin average?
What is the median home value in ZIP 54545?
What county is ZIP code 54545 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$838. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 54545 is part of Vilas County, Wisconsin. View the full county profile for broader context and more data.
View Vilas County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 54545
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
54531
Hazelhurst, WI
Within 0.01 percentage points of ZIP 54545.
Rate
0.61%
Tax
$1,971
Quality
82
54561
Star Lake, WI
Both ZIPs use Vilas County for assessor context.
Rate
0.61%
Tax
$1,402
Quality
79
54565
Upson, WI
Within 0.04 percentage points of ZIP 54545.
Rate
0.64%
Tax
$800
Quality
77
54560
Sayner, WI
Both ZIPs use Vilas County for assessor context.
Rate
0.65%
Tax
$1,422
Quality
77
54210
Ellison Bay, WI
Within 0.09 percentage points of ZIP 54545.
Rate
0.69%
Tax
$2,460
Quality
77
54557
Presque Isle, WI
Both ZIPs use Vilas County for assessor context.
Rate
0.69%
Tax
$2,835
Quality
82
54832
Drummond, WI
Within 0.11 percentage points of ZIP 54545.
Rate
0.71%
Tax
$1,613
Quality
77
54521
Eagle River, WI
Both ZIPs use Vilas County for assessor context.
Rate
0.72%
Tax
$1,978
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.