35044 Property Tax Rate

Property owners in ZIP code 35044 (Childersburg, Alabama) pay a median of $495/year in property taxes on homes valued at $120,000. This translates to an effective tax rate of 0.41%, which is 12% above the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35044 is approximately $41, which factors into escrow payments on mortgages. This ZIP code is located within Talladega County.

Compared to similar ZIP codes in Alabama, 35044 has higher property taxes. ZIP codes with similar effective rates include 36509 (0.41%) and 36277 (0.41%).

In Childersburg, property taxes represent approximately 1.0% of the median household income of $50,448, providing context for the relative tax burden on homeowners in this area.

Alabama reassesses properties on the county's schedule (typically 4–8 years), not at point of sale, so you inherit the prior owner's assessed value unless it changes during a countywide revaluation. Talladega County provides homestead exemptions and senior/disabled exemptions—contact the Talladega County Assessor's office immediately to apply for any exemption you qualify for. Monitor your assessment notice and file a formal appeal if the value seems incorrect, typically within 30–45 days of receiving notice.