35097 Property Tax Rate

Property owners in ZIP code 35097 (Locust Fork, Alabama) pay a median of $416/year in property taxes on homes valued at $133,300. This translates to an effective tax rate of 0.31%, which is 15% below the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35097 is approximately $35, which factors into escrow payments on mortgages. This ZIP code is located within Blount County.

Compared to similar ZIP codes in Alabama, 35097 has higher property taxes. ZIP codes with similar effective rates include 35096 (0.31%) and 35541 (0.31%).

In Locust Fork, property taxes represent approximately 0.6% of the median household income of $71,250, providing context for the relative tax burden on homeowners in this area.

Alabama reassesses properties on the county's predetermined schedule, not at purchase; you will inherit the previous owner's assessed value unless Blount County conducts a countywide reassessment during your ownership. Blount County provides homestead exemptions and exemptions for seniors 65+ and disabled owners—file your claim with the Blount County Assessor within 30 days of closing to reduce your taxable value. Obtain your assessment notice and compare it to recently sold comparable homes; file an appeal if the value exceeds the local market.