35404 Property Tax Rate
Tuscaloosa, Alabama · Part of Tuscaloosa County
Effective Tax Rate
0.47%
36.4% above state avgMedian Annual Tax
$825
$69/mo escrow
Estimate Your Tax
Annual Tax
$825
Monthly
$69
Eff. Rate
0.47%
Buyer decision brief
What ZIP 35404 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$69/mo
Based on median annual tax paid
State context
0.10 percentage points above the Alabama average
Alabama average: 0.37%
Data confidence
Moderate confidenceThe Census margin of error is $140, about 17% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Tuscaloosa County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 35404 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$140 tax MOE, 17% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Tuscaloosa County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 35404
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $175,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.47%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $69 per month before insurance, HOA dues, or special assessments.
Assessor verification
Tuscaloosa County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 35404 Compares
Median Annual Property Tax
ZIP 35404
0.47%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Higher than 83% of ZIP codes in Alabama(83th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 35404
Property owners in ZIP code 35404 (Tuscaloosa, Alabama) pay a median of $825/year in property taxes on homes valued at $175,700. This translates to an effective tax rate of 0.47%, which is 28% above the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 35404 is approximately $69, which factors into escrow payments on mortgages. This ZIP code is located within Tuscaloosa County. This is $220 more than the Alabama average of $605/year.
Compared to similar ZIP codes in Alabama, 35404 has lower property taxes. ZIP codes with similar effective rates include 35126 (0.47%) and 35816 (0.47%).
In Tuscaloosa, property taxes represent approximately 1.8% of the median household income of $45,521, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 35404, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Tuscaloosa County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 35404?
How much are property taxes in Tuscaloosa, AL (35404)?
How does ZIP 35404 compare to the Alabama average?
What is the median home value in ZIP 35404?
What county is ZIP code 35404 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$140. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 35404 is part of Tuscaloosa County, Alabama. View the full county profile for broader context and more data.
View Tuscaloosa County on TaxByCounty →Explore Tuscaloosa, AL
View all 4 ZIP codes in Tuscaloosa with property tax comparisons.
View Tuscaloosa Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 35404
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
35405
Tuscaloosa, AL
0.13 percentage points lower than ZIP 35404.
Rate
0.34%
Tax
$762
Quality
89
35401
Tuscaloosa, AL
0.09 percentage points lower than ZIP 35404.
Rate
0.38%
Tax
$542
Quality
89
35406
Tuscaloosa, AL
0.05 percentage points lower than ZIP 35404.
Rate
0.41%
Tax
$1,937
Quality
89
35446
Buhl, AL
0.28 percentage points lower than ZIP 35404.
Rate
0.19%
Tax
$199
Quality
70
35546
Berry, AL
0.24 percentage points lower than ZIP 35404.
Rate
0.23%
Tax
$346
Quality
77
35490
Vance, AL
0.24 percentage points lower than ZIP 35404.
Rate
0.23%
Tax
$384
Quality
77
35452
Coker, AL
0.23 percentage points lower than ZIP 35404.
Rate
0.23%
Tax
$424
Quality
77
35463
Fosters, AL
0.22 percentage points lower than ZIP 35404.
Rate
0.25%
Tax
$493
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.