35406 Property Tax Rate

Tuscaloosa, Alabama · Part of Tuscaloosa County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.41%

220.2% above state avg

Median Annual Tax

$1,937

$161/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$1,937

Monthly

$161

Eff. Rate

0.41%

vs. Alabama Avg220.2% above
vs. National Avg28% below

Buyer decision brief

What ZIP 35406 means for your housing budget

Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.

Monthly escrow signal

$161/mo

Based on median annual tax paid

State context

0.05 percentage points above the Alabama average

Alabama average: 0.37%

Data confidence

High confidence

The Census margin of error is $125, about 6% of the median tax estimate.

Verify before you offer

  • Confirm parcel assessed value with Tuscaloosa County assessor.
  • Check homestead, senior, veteran, and disability exemptions.
  • Ask whether purchase triggers reassessment or value-cap reset.
  • Review school district and special assessment boundaries.

This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.

Data confidence ledger

Can you trust ZIP 35406 for comparison?

Quality score 96/100

ACS vintage

2019-2023 ACS 5-Year Estimates

Five-year Census ZCTA estimates.

ZCTA caveat

Census area, not parcel boundary

USPS ZIP routes and taxing districts can differ inside the same area.

Field completeness

3/3 required fields

Median tax, home value, and derived rate are present.

MOE status

Strong ACS confidence

$125 tax MOE, 6% of the median tax estimate.

Last site refresh

March 10, 2026

Dataset and page-quality audit run locally before publication.

County fallback

County advisory available

Tuscaloosa County is used for assessor verification and broader context.

Tax bill anatomy

What can change your actual bill in ZIP 35406

Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.

Assessed value

The ZCTA median home value is $467,000, but your bill starts with the local assessed value for a specific parcel.

Effective rate

The displayed rate is 0.41%, derived from median tax paid divided by median home value.

Exemptions

Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.

Reassessment

A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.

Escrow impact

The median tax paid in this ZCTA equals about $161 per month before insurance, HOA dues, or special assessments.

Assessor verification

Tuscaloosa County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.

How ZIP 35406 Compares

Median Annual Property Tax

ZIP 35406$1,937
Alabama Average$605
National Average$2,690

ZIP 35406

0.41%

Effective rate

Alabama Avg

0.37%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Alabama

0.13%state avg 0.37%2.62%

Higher than 72% of ZIP codes in Alabama(72th percentile, 551 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 35406

Property owners in ZIP code 35406 (Tuscaloosa, Alabama) pay a median of $1,937/year in property taxes on homes valued at $467,000. This translates to an effective tax rate of 0.41%, which is 13% above the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35406 is approximately $161, which factors into escrow payments on mortgages. This ZIP code is located within Tuscaloosa County. This is $1,332 more than the Alabama average of $605/year.

Compared to similar ZIP codes in Alabama, 35406 has lower property taxes. ZIP codes with similar effective rates include 36207 (0.42%) and 35094 (0.41%).

In Tuscaloosa, property taxes represent approximately 1.6% of the median household income of $118,736, providing context for the relative tax burden on homeowners in this area.

Alabama reassesses properties based on the county's schedule, not at sale, so your property will be taxed at the prior owner's assessed value until Tuscaloosa County's next countywide reassessment cycle occurs. Tuscaloosa County offers homestead exemptions and exemptions for seniors 65+ and disabled owners—contact the Tuscaloosa County Assessor's office immediately to file for your exemption. Verify your exemption application was received and obtain your assessment notice to track your property's tax baseline.

Frequently Asked Questions

What is the property tax rate in ZIP code 35406?
The effective property tax rate in ZIP code 35406 (Tuscaloosa, AL) is 0.41%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Tuscaloosa, AL (35406)?
The median annual property tax payment in ZIP code 35406 is $1,937. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 35406 compare to the Alabama average?
ZIP code 35406's effective tax rate of 0.41% is higher than the Alabama state average of 0.37%. The median annual property tax in this ZIP is $1,937, compared to the state average of $605.
What is the median home value in ZIP 35406?
The median home value in ZIP code 35406 (Tuscaloosa, AL) is $467,000, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 35406 in?
ZIP code 35406 is part of Tuscaloosa County in Alabama. For broader county-level property tax data, including comparisons with other counties in Alabama, visit the Tuscaloosa County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$125. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 35406 is part of Tuscaloosa County, Alabama. View the full county profile for broader context and more data.

View Tuscaloosa County on TaxByCounty →

Explore Tuscaloosa, AL

View all 4 ZIP codes in Tuscaloosa with property tax comparisons.

View Tuscaloosa Property Tax Rates →
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →