35968 Property Tax Rate
Fort Payne, Alabama · Part of DeKalb County
Effective Tax Rate
0.41%
20.2% below state avgMedian Annual Tax
$483
$40/mo escrow
Estimate Your Tax
Annual Tax
$483
Monthly
$40
Eff. Rate
0.41%
Buyer decision brief
What ZIP 35968 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$40/mo
Based on median annual tax paid
State context
0.05 percentage points above the Alabama average
Alabama average: 0.37%
Data confidence
High confidenceThe Census margin of error is $55, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with DeKalb County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 35968 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$55 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
DeKalb County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 35968
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $116,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.41%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $40 per month before insurance, HOA dues, or special assessments.
Assessor verification
DeKalb County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 35968 Compares
Median Annual Property Tax
ZIP 35968
0.41%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Higher than 71% of ZIP codes in Alabama(71th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 35968
Property owners in ZIP code 35968 (Fort Payne, Alabama) pay a median of $483/year in property taxes on homes valued at $116,800. This translates to an effective tax rate of 0.41%, which is 12% above the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 35968 is approximately $40, which factors into escrow payments on mortgages. This ZIP code is located within DeKalb County.
Compared to similar ZIP codes in Alabama, 35968 has higher property taxes. ZIP codes with similar effective rates include 35094 (0.41%) and 35044 (0.41%).
In Fort Payne, property taxes represent approximately 1.1% of the median household income of $44,902, providing context for the relative tax burden on homeowners in this area.
Alabama has no statewide property tax cap; DeKalb County reassesses property to market value upon purchase, and annual increases are set by the county with no state-mandated cap. Homeowners 65 and older earning under $12,500 annually qualify for the Homestead Exemption ($5,000 reduction) — apply to the DeKalb County Assessor by December 31. Contact the DeKalb County Assessor's office before year-end to file your homestead exemption and verify your property's assessed value.
Frequently Asked Questions
What is the property tax rate in ZIP code 35968?
How much are property taxes in Fort Payne, AL (35968)?
How does ZIP 35968 compare to the Alabama average?
What is the median home value in ZIP 35968?
What county is ZIP code 35968 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$55. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 35968 is part of DeKalb County, Alabama. View the full county profile for broader context and more data.
View DeKalb County on TaxByCounty →Explore Fort Payne, AL
View all 2 ZIP codes in Fort Payne with property tax comparisons.
View Fort Payne Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 35968
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
35967
Fort Payne, AL
0.11 percentage points lower than ZIP 35968.
Rate
0.30%
Tax
$471
Quality
91
35988
Sylvania, AL
0.15 percentage points lower than ZIP 35968.
Rate
0.26%
Tax
$338
Quality
84
35989
Valley Head, AL
0.13 percentage points lower than ZIP 35968.
Rate
0.28%
Tax
$255
Quality
84
35963
Dawson, AL
0.12 percentage points lower than ZIP 35968.
Rate
0.29%
Tax
$316
Quality
78
35986
Rainsville, AL
0.12 percentage points lower than ZIP 35968.
Rate
0.30%
Tax
$618
Quality
84
35974
Geraldine, AL
0.08 percentage points lower than ZIP 35968.
Rate
0.34%
Tax
$548
Quality
74
35962
Crossville, AL
0.07 percentage points lower than ZIP 35968.
Rate
0.34%
Tax
$448
Quality
84
35961
Collinsville, AL
0.04 percentage points lower than ZIP 35968.
Rate
0.37%
Tax
$330
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.