35974 Property Tax Rate

Property owners in ZIP code 35974 (Geraldine, Alabama) pay a median of $548/year in property taxes on homes valued at $162,500. This translates to an effective tax rate of 0.34%, which is 8% below the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35974 is approximately $46, which factors into escrow payments on mortgages. This ZIP code is located within DeKalb County.

Compared to similar ZIP codes in Alabama, 35974 has higher property taxes. ZIP codes with similar effective rates include 36860 (0.34%) and 36017 (0.34%).

In Geraldine, property taxes represent approximately 0.8% of the median household income of $64,821, providing context for the relative tax burden on homeowners in this area.

Alabama has no statewide property tax cap; DeKalb County reassesses property to market value upon purchase, and annual increases are set by the county with no state-mandated cap. Homeowners 65 and older earning under $12,500 annually qualify for the Homestead Exemption ($5,000 reduction) — apply to the DeKalb County Assessor by December 31. Contact the DeKalb County Assessor's office before year-end to file your homestead exemption and verify your property's assessed value.