Fort Payne, AL Property Tax Rates
Compare property tax rates across 2 ZIP codes in Fort Payne, Alabama.
Avg Tax Rate
0.36%
Avg Annual Tax
$477
Avg Home Value
$136,250
ZIP Codes
2
Property Tax Overview: Fort Payne, AL
Fort Payne has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.36%, which is 3% below the Alabama average of 0.37%. Annual property taxes range from $471 (ZIP 35967) to $483 (ZIP 35968).
For a home at Fort Payne's median value of $136,250, property taxes add approximately $41/month to housing costs. Fort Payne home values are below the Alabama median of $165,860, which moderates the overall monthly tax burden.
Property tax rates within Fort Payne vary by 0.11 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Fort Payne vs Alabama Average
Effective Tax Rate
3% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Fort Payne, AL?
The average effective property tax rate in Fort Payne, Alabama is 0.36%, based on 2 ZIP codes.
How much is property tax in Fort Payne, AL?
The average median annual property tax in Fort Payne is $477 per year, with a median home value of $136,250.
Which ZIP code in Fort Payne has the lowest property tax rate?
ZIP code 35967 has the lowest effective tax rate in Fort Payne at 0.30%, with a median annual tax of $471.
How many ZIP codes are in Fort Payne, AL?
Fort Payne, Alabama has 2 ZIP codes with property tax data available.
Which ZIP code in Fort Payne has the highest property tax rate?
ZIP code 35968 has the highest effective tax rate in Fort Payne at 0.41%, with a median annual tax of $483.
How do Fort Payne property taxes compare to the Alabama average?
Fort Payne's average effective rate of 0.36% is 3% below the Alabama state average of 0.37%.
What factors affect property tax rates between ZIP codes in Fort Payne?
Property tax rate differences within Fort Payne are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Fort Payne Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Alabama reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Fort Payne, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View DeKalb County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.