35987 Property Tax Rate

Property owners in ZIP code 35987 (Steele, Alabama) pay a median of $386/year in property taxes on homes valued at $144,600. This translates to an effective tax rate of 0.27%, which is 27% below the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35987 is approximately $32, which factors into escrow payments on mortgages. This ZIP code is located within St. Clair County. This is $219 less than the Alabama average of $605/year.

Compared to similar ZIP codes in Alabama, 35987 has higher property taxes. ZIP codes with similar effective rates include 36480 (0.27%) and 35647 (0.27%).

In Steele, property taxes represent approximately 0.5% of the median household income of $78,707, providing context for the relative tax burden on homeowners in this area.

Alabama does not conduct statewide reassessment at sale; your property is revalued on the county's reassessment cycle (typically every 4–8 years), not triggered by purchase. St. Clair County offers a homestead exemption and exemptions for seniors 65+ and disabled owners—contact the St. Clair County Assessor's office to verify your eligibility and file immediately upon closing. Request a property tax assessment notice from the assessor to confirm your base value and exemption status.