Birmingham, AL Property Tax Rates
Compare property tax rates across 27 ZIP codes in Birmingham, Alabama.
Avg Tax Rate
0.64%
Avg Annual Tax
$1,698
Avg Home Value
$255,541
ZIP Codes
27
Property Tax Overview: Birmingham, AL
Birmingham has 27 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.64%, which is 73% above the Alabama average of 0.37%. Annual property taxes range from $2,041 (ZIP 35242) to $687 (ZIP 35228).
For a home at Birmingham's median value of $255,541, property taxes add approximately $135/month to housing costs. Birmingham home values are above the Alabama median of $165,860, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Birmingham vary by 0.42 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Birmingham, AL
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 35242 | 0.45% | $2,041 | $452,300 |
| 35210 | 0.49% | $1,220 | $247,600 |
| 35214 | 0.50% | $749 | $149,600 |
| 35224 | 0.51% | $420 | $81,600 |
| 35221 | 0.53% | $387 | $72,600 |
| 35205 | 0.54% | $1,565 | $292,000 |
| 35235 | 0.57% | $940 | $165,900 |
| 35244 | 0.57% | $2,234 | $390,900 |
| 35215 | 0.58% | $847 | $146,900 |
| 35207 | 0.58% | $432 | $74,800 |
| 35217 | 0.58% | $662 | $113,800 |
| 35211 | 0.60% | $571 | $94,500 |
| 35206 | 0.61% | $749 | $122,500 |
| 35222 | 0.61% | $2,303 | $374,600 |
| 35226 | 0.64% | $2,470 | $387,100 |
| 35218 | 0.64% | $511 | $79,500 |
| 35209 | 0.64% | $2,997 | $465,600 |
| 35216 | 0.66% | $2,472 | $376,200 |
| 35234 | 0.66% | $513 | $77,700 |
| 35212 | 0.67% | $1,402 | $210,400 |
| 35208 | 0.67% | $620 | $91,900 |
| 35204 | 0.69% | $565 | $81,600 |
| 35213 | 0.77% | $5,785 | $753,400 |
| 35243 | 0.78% | $3,765 | $484,400 |
| 35203 | 0.86% | $2,485 | $288,600 |
| 35223 | 0.87% | $6,445 | $744,400 |
| 35228 | 0.87% | $687 | $79,200 |
Birmingham vs Alabama Average
Effective Tax Rate
73% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Birmingham, AL?
The average effective property tax rate in Birmingham, Alabama is 0.64%, based on 27 ZIP codes.
How much is property tax in Birmingham, AL?
The average median annual property tax in Birmingham is $1,698 per year, with a median home value of $255,541.
Which ZIP code in Birmingham has the lowest property tax rate?
ZIP code 35242 has the lowest effective tax rate in Birmingham at 0.45%, with a median annual tax of $2,041.
How many ZIP codes are in Birmingham, AL?
Birmingham, Alabama has 27 ZIP codes with property tax data available.
Which ZIP code in Birmingham has the highest property tax rate?
ZIP code 35228 has the highest effective tax rate in Birmingham at 0.87%, with a median annual tax of $687.
How do Birmingham property taxes compare to the Alabama average?
Birmingham's average effective rate of 0.64% is 73% above the Alabama state average of 0.37%.
What factors affect property tax rates between ZIP codes in Birmingham?
Property tax rate differences within Birmingham are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Birmingham Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Alabama reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Birmingham, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Jefferson County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.