85364 Property Tax Rate
Yuma, Arizona · Part of Yuma County
Effective Tax Rate
0.65%
22.7% below state avgMedian Annual Tax
$1,322
$110/mo escrow
Estimate Your Tax
Annual Tax
$1,322
Monthly
$110
Eff. Rate
0.65%
Buyer decision brief
What ZIP 85364 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$110/mo
Based on median annual tax paid
State context
0.11 percentage points above the Arizona average
Arizona average: 0.54%
Data confidence
High confidenceThe Census margin of error is $52, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Yuma County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 85364 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$52 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Yuma County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 85364
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $204,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.65%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Arizona and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $110 per month before insurance, HOA dues, or special assessments.
Assessor verification
Yuma County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 85364 Compares
Median Annual Property Tax
ZIP 85364
0.65%
Effective rate
Arizona Avg
0.54%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Arizona
Higher than 78% of ZIP codes in Arizona(78th percentile, 328 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 85364
Property owners in ZIP code 85364 (Yuma, Arizona) pay a median of $1,322/year in property taxes on homes valued at $204,300. This translates to an effective tax rate of 0.65%, which is 20% above the Arizona state average of 0.54%.
The monthly property tax burden for a median-valued home in 85364 is approximately $110, which factors into escrow payments on mortgages. This ZIP code is located within Yuma County. This is $389 less than the Arizona average of $1,711/year.
Compared to similar ZIP codes in Arizona, 85364 has higher property taxes. ZIP codes with similar effective rates include 85648 (0.65%) and 85645 (0.64%).
In Yuma, property taxes represent approximately 2.3% of the median household income of $57,497, providing context for the relative tax burden on homeowners in this area.
Arizona taxes owner-occupied primary residences at a 10% assessment ratio (vs. 18% for other property types), and your property will be reassessed at purchase price upon purchase; Limited Property Value limits future increases. The Yuma County Assessor manages the Senior Valuation Protection program for owners 65+ in residence 10+ years and standard owner-occupancy claims — file within 60 days of closing. Submit your owner-occupancy application to the Yuma County Assessor immediately upon closing to ensure the 10% assessment rate is applied to your first tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 85364?
How much are property taxes in Yuma, AZ (85364)?
How does ZIP 85364 compare to the Arizona average?
What is the median home value in ZIP 85364?
What county is ZIP code 85364 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$52. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 85364 is part of Yuma County, Arizona. View the full county profile for broader context and more data.
View Yuma County on TaxByCounty →Explore Yuma, AZ
View all 3 ZIP codes in Yuma with property tax comparisons.
View Yuma Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 85364
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
85367
Yuma, AZ
0.01 percentage points lower than ZIP 85364.
Rate
0.63%
Tax
$1,171
Quality
96
85350
Somerton, AZ
0.02 percentage points lower than ZIP 85364.
Rate
0.63%
Tax
$1,324
Quality
91
85349
San Luis, AZ
0.02 percentage points lower than ZIP 85364.
Rate
0.63%
Tax
$1,242
Quality
91
85253
Paradise Valley, AZ
0.23 percentage points lower than ZIP 85364.
Rate
0.42%
Tax
$8,307
Quality
80
85262
Scottsdale, AZ
0.30 percentage points lower than ZIP 85364.
Rate
0.35%
Tax
$4,139
Quality
94
85377
Carefree, AZ
0.38 percentage points lower than ZIP 85364.
Rate
0.27%
Tax
$2,866
Quality
82
85266
Scottsdale, AZ
0.27 percentage points lower than ZIP 85364.
Rate
0.38%
Tax
$3,864
Quality
94
85255
Scottsdale, AZ
0.15 percentage points lower than ZIP 85364.
Rate
0.50%
Tax
$4,839
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.