86506 Property Tax Rate
Houck, Arizona · Part of Apache County
Effective Tax Rate
2.68%
26.9% below state avgMedian Annual Tax
$1,250
$104/mo escrow
Estimate Your Tax
Annual Tax
$1,250
Monthly
$104
Eff. Rate
2.68%
Buyer decision brief
What ZIP 86506 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$104/mo
Based on median annual tax paid
State context
2.14 percentage points above the Arizona average
Arizona average: 0.54%
Data confidence
Use cautionThe Census margin of error is $456, about 36% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Apache County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 86506 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
High margin of error
$456 tax MOE, 36% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Apache County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 86506
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $46,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.68%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Arizona and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $104 per month before insurance, HOA dues, or special assessments.
Assessor verification
Apache County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 86506 Compares
Median Annual Property Tax
ZIP 86506
2.68%
Effective rate
Arizona Avg
0.54%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Arizona
Higher than 100% of ZIP codes in Arizona(100th percentile, 328 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 86506
Property owners in ZIP code 86506 (Houck, Arizona) pay a median of $1,250/year in property taxes on homes valued at $46,600. This translates to an effective tax rate of 2.68%, which is 396% above the Arizona state average of 0.54%.
The monthly property tax burden for a median-valued home in 86506 is approximately $104, which factors into escrow payments on mortgages. This ZIP code is located within Apache County. This is $461 less than the Arizona average of $1,711/year.
Compared to similar ZIP codes in Arizona, 86506 has higher property taxes. ZIP codes with similar effective rates include 85346 (1.36%) and 85601 (1.15%).
In Houck, property taxes represent approximately 4.3% of the median household income of $29,018, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 86506, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Apache County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 86506?
How much are property taxes in Houck, AZ (86506)?
How does ZIP 86506 compare to the Arizona average?
What is the median home value in ZIP 86506?
What county is ZIP code 86506 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$456. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 86506 is part of Apache County, Arizona. View the full county profile for broader context and more data.
View Apache County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 86506
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
85938
Springerville, AZ
2.44 percentage points lower than ZIP 86506.
Rate
0.24%
Tax
$459
Quality
84
85925
Eagar, AZ
2.43 percentage points lower than ZIP 86506.
Rate
0.25%
Tax
$585
Quality
79
85936
Saint Johns, AZ
2.39 percentage points lower than ZIP 86506.
Rate
0.29%
Tax
$514
Quality
84
85924
Concho, AZ
2.35 percentage points lower than ZIP 86506.
Rate
0.33%
Tax
$348
Quality
73
85920
Alpine, AZ
2.26 percentage points lower than ZIP 86506.
Rate
0.43%
Tax
$1,246
Quality
79
85927
Greer, AZ
2.21 percentage points lower than ZIP 86506.
Rate
0.48%
Tax
$2,656
Quality
84
86505
Ganado, AZ
2.13 percentage points lower than ZIP 86506.
Rate
0.56%
Tax
$199
Quality
72
85940
Vernon, AZ
2.05 percentage points lower than ZIP 86506.
Rate
0.63%
Tax
$1,482
Quality
79
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.