Lake Havasu City, AZ Property Tax Rates
Compare property tax rates across 3 ZIP codes in Lake Havasu City, Arizona.
Avg Tax Rate
0.43%
Avg Annual Tax
$1,661
Avg Home Value
$389,767
ZIP Codes
3
Property Tax Overview: Lake Havasu City, AZ
Lake Havasu City has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.43%, which is 21% below the Arizona average of 0.54%. Annual property taxes range from $1,765 (ZIP 86404) to $1,388 (ZIP 86403).
For a home at Lake Havasu City's median value of $389,767, property taxes add approximately $139/month to housing costs. Lake Havasu City home values are above the Arizona median of $338,001, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Lake Havasu City vary by 0.02 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Lake Havasu City vs Arizona Average
Effective Tax Rate
21% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Lake Havasu City, AZ?
The average effective property tax rate in Lake Havasu City, Arizona is 0.43%, based on 3 ZIP codes.
How much is property tax in Lake Havasu City, AZ?
The average median annual property tax in Lake Havasu City is $1,661 per year, with a median home value of $389,767.
Which ZIP code in Lake Havasu City has the lowest property tax rate?
ZIP code 86404 has the lowest effective tax rate in Lake Havasu City at 0.42%, with a median annual tax of $1,765.
How many ZIP codes are in Lake Havasu City, AZ?
Lake Havasu City, Arizona has 3 ZIP codes with property tax data available.
Which ZIP code in Lake Havasu City has the highest property tax rate?
ZIP code 86403 has the highest effective tax rate in Lake Havasu City at 0.44%, with a median annual tax of $1,388.
How do Lake Havasu City property taxes compare to the Arizona average?
Lake Havasu City's average effective rate of 0.43% is 21% below the Arizona state average of 0.54%.
What factors affect property tax rates between ZIP codes in Lake Havasu City?
Property tax rate differences within Lake Havasu City are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Lake Havasu City Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Arizona reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Lake Havasu City, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Mohave County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.