95039 Property Tax Rate

Property owners in ZIP code 95039 (Moss Landing, California) pay a median of $2,213/year in property taxes on homes valued at $440,700. This translates to an effective tax rate of 0.50%, which is 28% below the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95039 is approximately $184, which factors into escrow payments on mortgages. This ZIP code is located within Monterey County. This is $2,687 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95039 has higher property taxes. ZIP codes with similar effective rates include 94104 (0.50%) and 94941 (0.50%).

In Moss Landing, property taxes represent approximately 3.8% of the median household income of $58,214, providing context for the relative tax burden on homeowners in this area.

Proposition 13 reassesses your Monterey County home to the purchase price at sale and limits subsequent increases to 2% annually, anchoring your tax burden to your purchase-price valuation. Monterey County offers a $7,000 Homeowners' Exemption — file with the Monterey County Assessor within 30 days of purchase. Submit your exemption claim to the Monterey County Assessor and request written proof of your base year value.