95301 Property Tax Rate

Property owners in ZIP code 95301 (Atwater, California) pay a median of $2,509/year in property taxes on homes valued at $367,800. This translates to an effective tax rate of 0.68%, which is near the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95301 is approximately $209, which factors into escrow payments on mortgages. This ZIP code is located within Merced County. This is $2,391 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95301 has lower property taxes. ZIP codes with similar effective rates include 94923 (0.68%) and 92648 (0.68%).

In Atwater, property taxes represent approximately 3.8% of the median household income of $66,669, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your property will be reassessed at the purchase price when you buy, with taxes capped at 1% of that price and limited to 2% annual increases thereafter. Merced County offers a Homeowners' Exemption that reduces assessed value by $7,000—file with the Merced County Assessor within 30 days of closing to lock in your base year value. Contact the Merced County Assessor's office immediately after purchase to confirm your exemption application and verify the base year value on your first tax bill.