95318 Property Tax Rate

Property owners in ZIP code 95318 (El Portal, California) pay a median of $1,529/year in property taxes on homes valued at $298,100. This translates to an effective tax rate of 0.51%, which is 26% below the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95318 is approximately $127, which factors into escrow payments on mortgages. This ZIP code is located within Mariposa County. This is $3,371 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95318 has lower property taxes. ZIP codes with similar effective rates include 92239 (0.51%) and 95012 (0.51%).

In El Portal, property taxes represent approximately 2.8% of the median household income of $54,430, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your purchase price becomes your base year assessed value at closing, with taxes limited to 1% and only 2% annual growth possible until the next ownership change. Mariposa County provides a Homeowners' Exemption reducing assessed value by $7,000—file your application with the Mariposa County Assessor within 30 days of taking title to apply this exemption to your first tax bill. Request your Preliminary Assessment Notice from the Mariposa County Assessor to review the base year value and exemption application, and file any protest within 60 days if needed.