95401 Property Tax Rate

Property owners in ZIP code 95401 (Santa Rosa, California) pay a median of $4,099/year in property taxes on homes valued at $628,900. This translates to an effective tax rate of 0.65%, which is 6% below the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95401 is approximately $342, which factors into escrow payments on mortgages. This ZIP code is located within Sonoma County. This is $801 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95401 has higher property taxes. ZIP codes with similar effective rates include 93030 (0.65%) and 92020 (0.65%).

In Santa Rosa, property taxes represent approximately 4.4% of the median household income of $93,513, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your home reassesses to the purchase price at sale, with property taxes capped at 1% of that base and only 2% annual growth allowed until the next sale. Sonoma County's Homeowners' Exemption reduces assessed value by $7,000—file your application with the Sonoma County Assessor within 30 days of closing to apply this benefit to your first bill. The Sonoma County Assessor will issue a Preliminary Assessment Notice; review it promptly and file a 60-day appeal if the base year value or exemption is incorrect.