Santa Rosa, CA Property Tax Rates

Compare property tax rates across 6 ZIP codes in Santa Rosa, California.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.70%

Avg Annual Tax

$5,068

Avg Home Value

$717,917

ZIP Codes

6

Property Tax Overview: Santa Rosa, CA

Santa Rosa has 6 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.70%, which is near the California average of 0.69%. Annual property taxes range from $4,870 (ZIP 95405) to $5,975 (ZIP 95409).

For a home at Santa Rosa's median value of $717,917, property taxes add approximately $421/month to housing costs. Santa Rosa home values are close to the California median of $744,838.

Property tax rates within Santa Rosa vary by 0.09 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Santa Rosa, CA

ZIP CodeEffective RateMedian TaxMedian Home Value
954050.65%$4,870$749,700
954010.65%$4,099$628,900
954070.72%$4,322$603,300
954040.73%$6,351$865,900
954030.73%$4,790$651,900
954090.74%$5,975$807,800

Santa Rosa vs California Average

Effective Tax Rate

Santa Rosa0.70%
California Avg0.69%

1% above state average

Annual Property Tax

Santa Rosa$5,068
California Avg$4,900

Median Home Value

Santa Rosa$717,917
California Avg$744,838

Frequently Asked Questions

What is the average property tax rate in Santa Rosa, CA?

The average effective property tax rate in Santa Rosa, California is 0.70%, based on 6 ZIP codes.

How much is property tax in Santa Rosa, CA?

The average median annual property tax in Santa Rosa is $5,068 per year, with a median home value of $717,917.

Which ZIP code in Santa Rosa has the lowest property tax rate?

ZIP code 95405 has the lowest effective tax rate in Santa Rosa at 0.65%, with a median annual tax of $4,870.

How many ZIP codes are in Santa Rosa, CA?

Santa Rosa, California has 6 ZIP codes with property tax data available.

Which ZIP code in Santa Rosa has the highest property tax rate?

ZIP code 95409 has the highest effective tax rate in Santa Rosa at 0.74%, with a median annual tax of $5,975.

How do Santa Rosa property taxes compare to the California average?

Santa Rosa's average effective property tax rate of 0.70% is near the California state average of 0.69%.

What factors affect property tax rates between ZIP codes in Santa Rosa?

Property tax rate differences within Santa Rosa are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Santa Rosa Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: California reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Santa Rosa, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Sonoma County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →