95403 Property Tax Rate
Santa Rosa, California · Part of Sonoma County
Effective Tax Rate
0.73%
2.2% below state avgMedian Annual Tax
$4,790
$399/mo escrow
Estimate Your Tax
Annual Tax
$4,790
Monthly
$399
Eff. Rate
0.73%
How ZIP 95403 Compares
Median Annual Property Tax
ZIP 95403
0.73%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Higher than 68% of ZIP codes in California(68th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95403
Property owners in ZIP code 95403 (Santa Rosa, California) pay a median of $4,790/year in property taxes on homes valued at $651,900. This translates to an effective tax rate of 0.73%, which is 6% above the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95403 is approximately $399, which factors into escrow payments on mortgages. This ZIP code is located within Sonoma County.
Compared to similar ZIP codes in California, 95403 has lower property taxes. ZIP codes with similar effective rates include 92305 (0.73%) and 92637 (0.73%).
In Santa Rosa, property taxes represent approximately 5.1% of the median household income of $94,480, providing context for the relative tax burden on homeowners in this area.
Under California's Proposition 13, your home reassesses to the purchase price at sale, with property taxes capped at 1% of that base and only 2% annual growth allowed until the next sale. Sonoma County's Homeowners' Exemption reduces assessed value by $7,000—file your application with the Sonoma County Assessor within 30 days of closing to apply this benefit to your first bill. The Sonoma County Assessor will issue a Preliminary Assessment Notice; review it promptly and file a 60-day appeal if the base year value or exemption is incorrect.
Buyer decision brief
What ZIP 95403 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$399/mo
Based on median annual tax paid
State context
0.04 percentage points above the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $282, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Sonoma County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 95403?
How much are property taxes in Santa Rosa, CA (95403)?
How does ZIP 95403 compare to the California average?
What is the median home value in ZIP 95403?
What county is ZIP code 95403 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$282. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95403 is part of Sonoma County, California. View the full county profile for broader context and more data.
View Sonoma County on TaxByCounty →Explore Santa Rosa, CA
View all 6 ZIP codes in Santa Rosa with property tax comparisons.
View Santa Rosa Property Tax Rates →Similar ZIP Codes in California
92305
+0.00%Angelus Oaks
0.73%
$3,071/yr
92637
-0.00%Laguna Woods
0.73%
$2,681/yr
95692
+0.00%Wheatland
0.73%
$3,271/yr
95326
-0.00%Hughson
0.73%
$3,664/yr
90240
+0.00%Downey
0.74%
$5,620/yr
91301
-0.00%Agoura Hills
0.73%
$8,050/yr
95688
+0.00%Vacaville
0.74%
$4,836/yr
94553
+0.00%Martinez
0.74%
$5,749/yr
95255
-0.00%West Point
0.73%
$1,994/yr
92026
+0.00%Escondido
0.74%
$4,888/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.