95425 Property Tax Rate

Property owners in ZIP code 95425 (Cloverdale, California) pay a median of $4,997/year in property taxes on homes valued at $647,000. This translates to an effective tax rate of 0.77%, which is 11% above the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95425 is approximately $416, which factors into escrow payments on mortgages. This ZIP code is located within Sonoma County.

Compared to similar ZIP codes in California, 95425 has lower property taxes. ZIP codes with similar effective rates include 95947 (0.77%) and 92036 (0.77%).

In Cloverdale, property taxes represent approximately 4.7% of the median household income of $107,281, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your home reassesses to the purchase price at sale, with property taxes capped at 1% of that base and only 2% annual growth allowed until the next sale. Sonoma County's Homeowners' Exemption reduces assessed value by $7,000—file your application with the Sonoma County Assessor within 30 days of closing to apply this benefit to your first bill. The Sonoma County Assessor will issue a Preliminary Assessment Notice; review it promptly and file a 60-day appeal if the base year value or exemption is incorrect.