81147 Property Tax Rate

Property owners in ZIP code 81147 (Pagosa Springs, Colorado) pay a median of $1,587/year in property taxes on homes valued at $458,100. This translates to an effective tax rate of 0.35%, which is 17% below the Colorado state average of 0.42%.

The monthly property tax burden for a median-valued home in 81147 is approximately $132, which factors into escrow payments on mortgages. This ZIP code is located within Archuleta County. This is $295 less than the Colorado average of $1,882/year.

Compared to similar ZIP codes in Colorado, 81147 has higher property taxes. ZIP codes with similar effective rates include 80452 (0.35%) and 81413 (0.35%).

In Pagosa Springs, property taxes represent approximately 2.0% of the median household income of $78,949, providing context for the relative tax burden on homeowners in this area.

Colorado repealed the Gallagher Amendment in 2020; your property will be reassessed to current market value at sale with no annual growth cap thereafter. Archuleta County residents age 65+ who have occupied their home for 10+ years qualify for the Senior Homestead Exemption, which significantly reduces assessed value—apply with the Archuleta County Assessor before the deadline. File your exemption claim with the Archuleta County Assessor's office within 30 days of purchase to ensure you receive the exemption in the first assessment year.