06120 Property Tax Rate
Hartford, Connecticut · Part of Hartford County
Effective Tax Rate
1.98%
43.7% below state avgMedian Annual Tax
$3,629
$302/mo escrow
Estimate Your Tax
Annual Tax
$3,629
Monthly
$302
Eff. Rate
1.98%
Buyer decision brief
What ZIP 06120 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$302/mo
Based on median annual tax paid
State context
0.20 percentage points above the Connecticut average
Connecticut average: 1.78%
Data confidence
Moderate confidenceThe Census margin of error is $914, about 25% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Hartford County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 06120 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$914 tax MOE, 25% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Hartford County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 06120
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $183,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.98%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Connecticut and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $302 per month before insurance, HOA dues, or special assessments.
Assessor verification
Hartford County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 06120 Compares
Median Annual Property Tax
ZIP 06120
1.98%
Effective rate
Connecticut Avg
1.78%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Connecticut
Higher than 68% of ZIP codes in Connecticut(68th percentile, 272 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 06120
Property owners in ZIP code 06120 (Hartford, Connecticut) pay a median of $3,629/year in property taxes on homes valued at $183,000. This translates to an effective tax rate of 1.98%, which is 11% above the Connecticut state average of 1.78%.
The monthly property tax burden for a median-valued home in 06120 is approximately $302, which factors into escrow payments on mortgages. This ZIP code is located within Hartford County. This is $2,814 less than the Connecticut average of $6,443/year.
Compared to similar ZIP codes in Connecticut, 06120 has higher property taxes. ZIP codes with similar effective rates include 06001 (1.99%) and 06424 (1.98%).
In Hartford, property taxes represent approximately 10.8% of the median household income of $33,521, providing context for the relative tax burden on homeowners in this area.
Connecticut has no statewide property tax cap; Hartford County reassesses properties at market value, typically every 5 years or upon sale, so your tax bill may increase substantially when you purchase. Contact the Hartford County Assessor's office to inquire about the Homestead Exemption (available in some municipalities within the county) and determine your municipality's application deadline. File any exemption application immediately after closing, as deadlines vary by town and missed filings can result in loss of benefits for that tax year.
Frequently Asked Questions
What is the property tax rate in ZIP code 06120?
How much are property taxes in Hartford, CT (06120)?
How does ZIP 06120 compare to the Connecticut average?
What is the median home value in ZIP 06120?
What county is ZIP code 06120 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$914. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 06120 is part of Hartford County, Connecticut. View the full county profile for broader context and more data.
View Hartford County on TaxByCounty →Explore Hartford, CT
View all 6 ZIP codes in Hartford with property tax comparisons.
View Hartford Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 06120
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
06103
Hartford, CT
0.47 percentage points lower than ZIP 06120.
Rate
1.51%
Tax
$4,814
Quality
96
06096
Windsor Locks, CT
0.44 percentage points lower than ZIP 06120.
Rate
1.55%
Tax
$3,664
Quality
89
06032
Farmington, CT
0.35 percentage points lower than ZIP 06120.
Rate
1.63%
Tax
$6,831
Quality
89
06078
Suffield, CT
0.35 percentage points lower than ZIP 06120.
Rate
1.64%
Tax
$6,798
Quality
89
06027
East Hartland, CT
0.34 percentage points lower than ZIP 06120.
Rate
1.64%
Tax
$5,516
Quality
89
06085
Unionville, CT
0.32 percentage points lower than ZIP 06120.
Rate
1.66%
Tax
$6,573
Quality
89
06065
Riverton, CT
0.31 percentage points lower than ZIP 06120.
Rate
1.67%
Tax
$5,778
Quality
89
06093
West Suffield, CT
0.28 percentage points lower than ZIP 06120.
Rate
1.70%
Tax
$6,346
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.