19802 Property Tax Rate
Wilmington, Delaware · Part of New Castle County
Effective Tax Rate
0.86%
10% below state avgMedian Annual Tax
$1,625
$135/mo escrow
Estimate Your Tax
Annual Tax
$1,625
Monthly
$135
Eff. Rate
0.86%
Buyer decision brief
What ZIP 19802 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$135/mo
Based on median annual tax paid
State context
0.35 percentage points above the Delaware average
Delaware average: 0.51%
Data confidence
High confidenceThe Census margin of error is $164, about 10% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with New Castle County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 19802 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$164 tax MOE, 10% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
New Castle County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 19802
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $188,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.86%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Delaware and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $135 per month before insurance, HOA dues, or special assessments.
Assessor verification
New Castle County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 19802 Compares
Median Annual Property Tax
ZIP 19802
0.86%
Effective rate
Delaware Avg
0.51%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Delaware
Higher than 95% of ZIP codes in Delaware(95th percentile, 61 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 19802
Property owners in ZIP code 19802 (Wilmington, Delaware) pay a median of $1,625/year in property taxes on homes valued at $188,400. This translates to an effective tax rate of 0.86%, which is 68% above the Delaware state average of 0.51%.
The monthly property tax burden for a median-valued home in 19802 is approximately $135, which factors into escrow payments on mortgages. This ZIP code is located within New Castle County.
Compared to similar ZIP codes in Delaware, 19802 has higher property taxes. ZIP codes with similar effective rates include 19711 (0.85%) and 19807 (0.82%).
In Wilmington, property taxes represent approximately 3.0% of the median household income of $54,370, providing context for the relative tax burden on homeowners in this area.
Delaware assesses property at 100% of market value with no statewide cap on annual increases; New Castle County reassesses at sale, so your property tax will be based on your purchase price. Contact the New Castle County Assessor's office to confirm you receive the $12,000 homestead exemption (for primary residences) and the Delaware tax credit for property taxes exceeding 3.2% of household income if eligible. File any exemption application within 30 days of closing and request the property's assessment card to verify the assessed value reflects your purchase price accurately.
Frequently Asked Questions
What is the property tax rate in ZIP code 19802?
How much are property taxes in Wilmington, DE (19802)?
How does ZIP 19802 compare to the Delaware average?
What is the median home value in ZIP 19802?
What county is ZIP code 19802 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$164. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 19802 is part of New Castle County, Delaware. View the full county profile for broader context and more data.
View New Castle County on TaxByCounty →Explore Wilmington, DE
View all 10 ZIP codes in Wilmington with property tax comparisons.
View Wilmington Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 19802
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
19804
Wilmington, DE
0.27 percentage points lower than ZIP 19802.
Rate
0.60%
Tax
$1,461
Quality
101
19810
Wilmington, DE
0.17 percentage points lower than ZIP 19802.
Rate
0.69%
Tax
$2,908
Quality
101
19803
Wilmington, DE
0.17 percentage points lower than ZIP 19802.
Rate
0.70%
Tax
$3,034
Quality
101
19809
Wilmington, DE
0.14 percentage points lower than ZIP 19802.
Rate
0.72%
Tax
$2,235
Quality
101
19808
Wilmington, DE
0.11 percentage points lower than ZIP 19802.
Rate
0.75%
Tax
$2,336
Quality
101
19805
Wilmington, DE
0.08 percentage points lower than ZIP 19802.
Rate
0.78%
Tax
$1,713
Quality
101
19801
Wilmington, DE
0.08 percentage points lower than ZIP 19802.
Rate
0.78%
Tax
$1,533
Quality
96
19807
Wilmington, DE
0.04 percentage points lower than ZIP 19802.
Rate
0.82%
Tax
$7,336
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.