19904 Property Tax Rate
Dover, Delaware · Part of Kent County
Effective Tax Rate
0.53%
17.8% below state avgMedian Annual Tax
$1,484
$124/mo escrow
Estimate Your Tax
Annual Tax
$1,484
Monthly
$124
Eff. Rate
0.53%
Buyer decision brief
What ZIP 19904 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$124/mo
Based on median annual tax paid
State context
0.01 percentage points above the Delaware average
Delaware average: 0.51%
Data confidence
High confidenceThe Census margin of error is $81, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Kent County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 19904 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$81 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Kent County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 19904
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $281,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.53%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Delaware and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $124 per month before insurance, HOA dues, or special assessments.
Assessor verification
Kent County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 19904 Compares
Median Annual Property Tax
ZIP 19904
0.53%
Effective rate
Delaware Avg
0.51%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Delaware
Higher than 61% of ZIP codes in Delaware(61th percentile, 61 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 19904
Property owners in ZIP code 19904 (Dover, Delaware) pay a median of $1,484/year in property taxes on homes valued at $281,000. This translates to an effective tax rate of 0.53%, which is near the Delaware state average of 0.51%.
The monthly property tax burden for a median-valued home in 19904 is approximately $124, which factors into escrow payments on mortgages. This ZIP code is located within Kent County. This is $322 less than the Delaware average of $1,806/year.
Compared to similar ZIP codes in Delaware, 19904 has higher property taxes. ZIP codes with similar effective rates include 19979 (0.55%) and 19733 (0.50%).
In Dover, property taxes represent approximately 2.2% of the median household income of $66,885, providing context for the relative tax burden on homeowners in this area.
Delaware assesses property at 100% of market value with no statewide cap; Kent County reassesses at sale, meaning your property tax reflects your purchase price. Apply for the $12,000 homestead exemption (primary residences only) with the Kent County Assessor's office within 30 days of closing, and inquire about the Delaware property tax credit if your income qualifies (3.2% threshold). Request a copy of your assessment and note that Kent County has one of Delaware's lowest effective tax rates, but verify the assessed value is calculated correctly at purchase price.
Frequently Asked Questions
What is the property tax rate in ZIP code 19904?
How much are property taxes in Dover, DE (19904)?
How does ZIP 19904 compare to the Delaware average?
What is the median home value in ZIP 19904?
What county is ZIP code 19904 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$81. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 19904 is part of Kent County, Delaware. View the full county profile for broader context and more data.
View Kent County on TaxByCounty →Explore Dover, DE
View all 2 ZIP codes in Dover with property tax comparisons.
View Dover Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 19904
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
19901
Dover, DE
0.03 percentage points lower than ZIP 19904.
Rate
0.50%
Tax
$1,291
Quality
96
19980
Woodside, DE
0.32 percentage points lower than ZIP 19904.
Rate
0.21%
Tax
$588
Quality
74
19954
Houston, DE
0.21 percentage points lower than ZIP 19904.
Rate
0.32%
Tax
$911
Quality
89
19952
Harrington, DE
0.14 percentage points lower than ZIP 19904.
Rate
0.39%
Tax
$1,075
Quality
89
19938
Clayton, DE
0.13 percentage points lower than ZIP 19904.
Rate
0.40%
Tax
$1,329
Quality
89
19943
Felton, DE
0.12 percentage points lower than ZIP 19904.
Rate
0.41%
Tax
$1,184
Quality
89
19964
Marydel, DE
0.10 percentage points lower than ZIP 19904.
Rate
0.42%
Tax
$1,418
Quality
74
19946
Frederica, DE
0.09 percentage points lower than ZIP 19904.
Rate
0.44%
Tax
$1,159
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.