32084 Property Tax Rate
Saint Augustine, Florida · Part of St. Johns County
Effective Tax Rate
0.65%
27.9% below state avgMedian Annual Tax
$1,906
$159/mo escrow
Estimate Your Tax
Annual Tax
$1,906
Monthly
$159
Eff. Rate
0.65%
Buyer decision brief
What ZIP 32084 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$159/mo
Based on median annual tax paid
State context
0.12 percentage points below the Florida average
Florida average: 0.76%
Data confidence
High confidenceThe Census margin of error is $227, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with St. Johns County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 32084 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$227 tax MOE, 12% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
St. Johns County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 32084
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $295,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.65%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Florida and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $159 per month before insurance, HOA dues, or special assessments.
Assessor verification
St. Johns County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 32084 Compares
Median Annual Property Tax
ZIP 32084
0.65%
Effective rate
Florida Avg
0.76%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Florida
Lower than 78% of ZIP codes in Florida(22th percentile, 928 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 32084
Property owners in ZIP code 32084 (Saint Augustine, Florida) pay a median of $1,906/year in property taxes on homes valued at $295,000. This translates to an effective tax rate of 0.65%, which is 16% below the Florida state average of 0.76%.
The monthly property tax burden for a median-valued home in 32084 is approximately $159, which factors into escrow payments on mortgages. This ZIP code is located within St. Johns County. This is $739 less than the Florida average of $2,645/year.
Compared to similar ZIP codes in Florida, 32084 has higher property taxes. ZIP codes with similar effective rates include 32905 (0.65%) and 32920 (0.65%).
In Saint Augustine, property taxes represent approximately 2.6% of the median household income of $72,965, providing context for the relative tax burden on homeowners in this area.
Florida resets your property's tax basis to purchase price at sale, then the Save Our Homes Act limits homestead increases to 3% or CPI annually. St. Johns County provides a $25,000 homestead exemption plus up to $25,000 additional exemption on non-school assessed value — file your homestead exemption application (Form DR 501) with the St. Johns County Property Appraiser within 30 days of occupancy. Contact the St. Johns County Property Appraiser to request a preliminary assessment before closing and file a formal protest within 25 days of receiving your Notice of Assessed Value if it appears excessive.
Frequently Asked Questions
What is the property tax rate in ZIP code 32084?
How much are property taxes in Saint Augustine, FL (32084)?
How does ZIP 32084 compare to the Florida average?
What is the median home value in ZIP 32084?
What county is ZIP code 32084 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$227. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 32084 is part of St. Johns County, Florida. View the full county profile for broader context and more data.
View St. Johns County on TaxByCounty →Explore Saint Augustine, FL
View all 5 ZIP codes in Saint Augustine with property tax comparisons.
View Saint Augustine Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 32084
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
33109
Miami Beach, FL
0.15 percentage points lower than ZIP 32084.
Rate
0.50%
Tax
$10,001
Quality
82
33921
Boca Grande, FL
0.15 percentage points lower than ZIP 32084.
Rate
0.50%
Tax
$10,001
Quality
68
34102
Naples, FL
0.05 percentage points lower than ZIP 32084.
Rate
0.60%
Tax
$8,480
Quality
89
33122
Miami, FL
$989,700 higher median home value than ZIP 32084.
Rate
0.78%
Tax
$10,001
Quality
82
33149
Key Biscayne, FL
$936,500 higher median home value than ZIP 32084.
Rate
0.81%
Tax
$10,001
Quality
72
33480
Palm Beach, FL
$923,500 higher median home value than ZIP 32084.
Rate
0.82%
Tax
$10,001
Quality
70
34216
Anna Maria, FL
$859,400 higher median home value than ZIP 32084.
Rate
0.78%
Tax
$8,947
Quality
82
33146
Miami, FL
$846,800 higher median home value than ZIP 32084.
Rate
0.84%
Tax
$9,563
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.