Saint Augustine, FL Property Tax Rates

Compare property tax rates across 5 ZIP codes in Saint Augustine, Florida.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.75%

Avg Annual Tax

$3,177

Avg Home Value

$417,000

ZIP Codes

5

Property Tax Overview: Saint Augustine, FL

Saint Augustine has 5 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.75%, which is 2% below the Florida average of 0.76%. Annual property taxes range from $1,906 (ZIP 32084) to $4,318 (ZIP 32095).

For a home at Saint Augustine's median value of $417,000, property taxes add approximately $260/month to housing costs. Saint Augustine home values are above the Florida median of $339,091, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Saint Augustine vary by 0.24 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Saint Augustine, FL

ZIP CodeEffective RateMedian TaxMedian Home Value
320840.65%$1,906$295,000
320860.66%$2,244$342,000
320800.74%$3,667$497,500
320920.81%$3,750$464,800
320950.89%$4,318$485,700

Saint Augustine vs Florida Average

Effective Tax Rate

Saint Augustine0.75%
Florida Avg0.76%

2% below state average

Annual Property Tax

Saint Augustine$3,177
Florida Avg$2,645

Median Home Value

Saint Augustine$417,000
Florida Avg$339,091

Frequently Asked Questions

What is the average property tax rate in Saint Augustine, FL?

The average effective property tax rate in Saint Augustine, Florida is 0.75%, based on 5 ZIP codes.

How much is property tax in Saint Augustine, FL?

The average median annual property tax in Saint Augustine is $3,177 per year, with a median home value of $417,000.

Which ZIP code in Saint Augustine has the lowest property tax rate?

ZIP code 32084 has the lowest effective tax rate in Saint Augustine at 0.65%, with a median annual tax of $1,906.

How many ZIP codes are in Saint Augustine, FL?

Saint Augustine, Florida has 5 ZIP codes with property tax data available.

Which ZIP code in Saint Augustine has the highest property tax rate?

ZIP code 32095 has the highest effective tax rate in Saint Augustine at 0.89%, with a median annual tax of $4,318.

How do Saint Augustine property taxes compare to the Florida average?

Saint Augustine's average effective rate of 0.75% is 2% below the Florida state average of 0.76%.

What factors affect property tax rates between ZIP codes in Saint Augustine?

Property tax rate differences within Saint Augustine are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Saint Augustine Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Florida reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Saint Augustine, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View St. Johns County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →