32139 Property Tax Rate
Georgetown, Florida · Part of Putnam County
Effective Tax Rate
0.96%
53.2% below state avgMedian Annual Tax
$1,237
$103/mo escrow
Estimate Your Tax
Annual Tax
$1,237
Monthly
$103
Eff. Rate
0.96%
Buyer decision brief
What ZIP 32139 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$103/mo
Based on median annual tax paid
State context
0.19 percentage points above the Florida average
Florida average: 0.76%
Data confidence
Moderate confidenceThe Census margin of error is $228, about 18% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Putnam County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 32139 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$228 tax MOE, 18% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Putnam County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 32139
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $129,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.96%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Florida and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $103 per month before insurance, HOA dues, or special assessments.
Assessor verification
Putnam County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 32139 Compares
Median Annual Property Tax
ZIP 32139
0.96%
Effective rate
Florida Avg
0.76%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Florida
Higher than 88% of ZIP codes in Florida(88th percentile, 928 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 32139
Property owners in ZIP code 32139 (Georgetown, Florida) pay a median of $1,237/year in property taxes on homes valued at $129,400. This translates to an effective tax rate of 0.96%, which is 25% above the Florida state average of 0.76%.
The monthly property tax burden for a median-valued home in 32139 is approximately $103, which factors into escrow payments on mortgages. This ZIP code is located within Putnam County. This is $1,408 less than the Florida average of $2,645/year.
Compared to similar ZIP codes in Florida, 32139 has lower property taxes. ZIP codes with similar effective rates include 33330 (0.96%) and 32669 (0.96%).
In Georgetown, property taxes represent approximately 2.2% of the median household income of $56,806, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 32139, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Putnam County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 32139?
How much are property taxes in Georgetown, FL (32139)?
How does ZIP 32139 compare to the Florida average?
What is the median home value in ZIP 32139?
What county is ZIP code 32139 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$228. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 32139 is part of Putnam County, Florida. View the full county profile for broader context and more data.
View Putnam County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 32139
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
32157
Lake Como, FL
0.48 percentage points lower than ZIP 32139.
Rate
0.47%
Tax
$648
Quality
71
32187
San Mateo, FL
0.35 percentage points lower than ZIP 32139.
Rate
0.60%
Tax
$748
Quality
82
32193
Welaka, FL
0.30 percentage points lower than ZIP 32139.
Rate
0.66%
Tax
$1,793
Quality
82
32140
Florahome, FL
0.21 percentage points lower than ZIP 32139.
Rate
0.75%
Tax
$916
Quality
71
32666
Melrose, FL
0.20 percentage points lower than ZIP 32139.
Rate
0.75%
Tax
$1,547
Quality
77
32189
Satsuma, FL
0.18 percentage points lower than ZIP 32139.
Rate
0.77%
Tax
$914
Quality
82
32181
Pomona Park, FL
0.17 percentage points lower than ZIP 32139.
Rate
0.79%
Tax
$805
Quality
77
32131
East Palatka, FL
0.14 percentage points lower than ZIP 32139.
Rate
0.82%
Tax
$1,822
Quality
71
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.