34145 Property Tax Rate

Property owners in ZIP code 34145 (Marco Island, Florida) pay a median of $5,832/year in property taxes on homes valued at $866,200. This translates to an effective tax rate of 0.67%, which is 12% below the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 34145 is approximately $486, which factors into escrow payments on mortgages. This ZIP code is located within Collier County. This is $3,187 more than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 34145 has lower property taxes. ZIP codes with similar effective rates include 32344 (0.67%) and 33322 (0.67%).

In Marco Island, property taxes represent approximately 5.6% of the median household income of $104,105, providing context for the relative tax burden on homeowners in this area.

Under Florida's Save Our Homes Act, your property tax is capped at a 3% annual increase once you establish homestead status, but the assessment resets to market value at sale. Collier County offers a $25,000 homestead exemption plus an additional $25,000 exemption on non-school taxes — file with the Collier County Property Appraiser by March 1 of the year following purchase to activate the 3% cap. Submit your homestead application to the Collier County Property Appraiser within 60 days of purchase to ensure your exemption is recorded on your first tax bill.