Naples, FL Property Tax Rates
Compare property tax rates across 14 ZIP codes in Naples, Florida.
Avg Tax Rate
0.64%
Avg Annual Tax
$3,865
Avg Home Value
$607,079
ZIP Codes
14
Property Tax Overview: Naples, FL
Naples has 14 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.64%, which is 16% below the Florida average of 0.76%. Annual property taxes range from $1,974 (ZIP 34116) to $4,008 (ZIP 34114).
For a home at Naples's median value of $607,079, property taxes add approximately $324/month to housing costs. Naples home values are above the Florida median of $339,091, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Naples vary by 0.35 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Naples, FL
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 34116 | 0.50% | $1,974 | $392,700 |
| 34117 | 0.55% | $2,282 | $416,300 |
| 34103 | 0.55% | $5,169 | $938,200 |
| 34102 | 0.60% | $8,480 | $1,422,000 |
| 34112 | 0.61% | $1,782 | $293,000 |
| 34104 | 0.62% | $2,145 | $348,600 |
| 34109 | 0.62% | $3,872 | $628,700 |
| 34110 | 0.63% | $3,318 | $529,700 |
| 34119 | 0.63% | $4,203 | $665,000 |
| 34105 | 0.63% | $3,273 | $515,600 |
| 34120 | 0.68% | $3,119 | $456,300 |
| 34108 | 0.71% | $6,920 | $972,400 |
| 34113 | 0.79% | $3,559 | $450,700 |
| 34114 | 0.85% | $4,008 | $469,900 |
Naples vs Florida Average
Effective Tax Rate
16% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Naples, FL?
The average effective property tax rate in Naples, Florida is 0.64%, based on 14 ZIP codes.
How much is property tax in Naples, FL?
The average median annual property tax in Naples is $3,865 per year, with a median home value of $607,079.
Which ZIP code in Naples has the lowest property tax rate?
ZIP code 34116 has the lowest effective tax rate in Naples at 0.50%, with a median annual tax of $1,974.
How many ZIP codes are in Naples, FL?
Naples, Florida has 14 ZIP codes with property tax data available.
Which ZIP code in Naples has the highest property tax rate?
ZIP code 34114 has the highest effective tax rate in Naples at 0.85%, with a median annual tax of $4,008.
How do Naples property taxes compare to the Florida average?
Naples's average effective rate of 0.64% is 16% below the Florida state average of 0.76%.
What factors affect property tax rates between ZIP codes in Naples?
Property tax rate differences within Naples are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Naples Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Florida reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Naples, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Collier County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.