30531 Property Tax Rate

Cornelia, Georgia · Part of Habersham County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.63%

33% below state avg

Median Annual Tax

$1,236

$103/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$1,236

Monthly

$103

Eff. Rate

0.63%

vs. Georgia Avg33% below
vs. National Avg54.1% below

How ZIP 30531 Compares

Median Annual Property Tax

ZIP 30531$1,236
Georgia Average$1,844
National Average$2,690

ZIP 30531

0.63%

Effective rate

Georgia Avg

0.87%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Georgia

0.31%state avg 0.87%2.13%

Lower than 88% of ZIP codes in Georgia(12th percentile, 656 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 30531

Property owners in ZIP code 30531 (Cornelia, Georgia) pay a median of $1,236/year in property taxes on homes valued at $195,300. This translates to an effective tax rate of 0.63%, which is 28% below the Georgia state average of 0.87%.

The monthly property tax burden for a median-valued home in 30531 is approximately $103, which factors into escrow payments on mortgages. This ZIP code is located within Habersham County. This is $608 less than the Georgia average of $1,844/year.

Compared to similar ZIP codes in Georgia, 30531 has higher property taxes. ZIP codes with similar effective rates include 30067 (0.63%) and 30105 (0.63%).

In Cornelia, property taxes represent approximately 2.2% of the median household income of $55,403, providing context for the relative tax burden on homeowners in this area.

Georgia law provides a $2,000 homestead exemption off assessed value statewide, and Habersham County may offer additional county exemptions for seniors or disabled homeowners. File your homestead exemption claim by April 1 of the year after purchase with the Habersham County Assessor's office. Verify whether your age, disability status, or military service qualify you for additional exemptions by contacting the Habersham County Assessor.

Frequently Asked Questions

What is the property tax rate in ZIP code 30531?
The effective property tax rate in ZIP code 30531 (Cornelia, GA) is 0.63%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Cornelia, GA (30531)?
The median annual property tax payment in ZIP code 30531 is $1,236. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 30531 compare to the Georgia average?
ZIP code 30531's effective tax rate of 0.63% is lower than the Georgia state average of 0.87%. The median annual property tax in this ZIP is $1,236, compared to the state average of $1,844.
What is the median home value in ZIP 30531?
The median home value in ZIP code 30531 (Cornelia, GA) is $195,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 30531 in?
ZIP code 30531 is part of Habersham County in Georgia. For broader county-level property tax data, including comparisons with other counties in Georgia, visit the Habersham County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$129. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 30531 is part of Habersham County, Georgia. View the full county profile for broader context and more data.

View Habersham County on TaxByCounty →
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →