31641 Property Tax Rate

Property owners in ZIP code 31641 (Naylor, Georgia) pay a median of $1,210/year in property taxes on homes valued at $178,100. This translates to an effective tax rate of 0.68%, which is 22% below the Georgia state average of 0.87%.

The monthly property tax burden for a median-valued home in 31641 is approximately $101, which factors into escrow payments on mortgages. This ZIP code is located within Lowndes County. This is $634 less than the Georgia average of $1,844/year.

Compared to similar ZIP codes in Georgia, 31641 has higher property taxes. ZIP codes with similar effective rates include 30184 (0.68%) and 31568 (0.68%).

In Naylor, property taxes represent approximately 2.6% of the median household income of $46,500, providing context for the relative tax burden on homeowners in this area.

Georgia's Basic Homestead Exemption ($2,000 off assessed value) is available to owner-occupants in Lowndes County and requires filing a claim with the Lowndes County Assessor within 60 days of purchase — include proof of residency to activate the exemption. Your property will be reassessed to market value at sale, with no state cap on annual increases, so expect your tax bill to immediately rise to reflect current market conditions. Contact the Lowndes County Assessor's office to confirm receipt of your exemption application and verify your Notice of Assessment.