83869 Property Tax Rate
Spirit Lake, Idaho · Part of Kootenai County
Effective Tax Rate
0.43%
14.9% above state avgMedian Annual Tax
$1,848
$154/mo escrow
Estimate Your Tax
Annual Tax
$1,848
Monthly
$154
Eff. Rate
0.43%
How ZIP 83869 Compares
Median Annual Property Tax
ZIP 83869
0.43%
Effective rate
Idaho Avg
0.50%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Idaho
Lower than 67% of ZIP codes in Idaho(33th percentile, 240 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 83869
Property owners in ZIP code 83869 (Spirit Lake, Idaho) pay a median of $1,848/year in property taxes on homes valued at $425,300. This translates to an effective tax rate of 0.43%, which is 13% below the Idaho state average of 0.50%.
The monthly property tax burden for a median-valued home in 83869 is approximately $154, which factors into escrow payments on mortgages. This ZIP code is located within Kootenai County. This is $240 more than the Idaho average of $1,608/year.
Compared to similar ZIP codes in Idaho, 83869 has lower property taxes. ZIP codes with similar effective rates include 83835 (0.43%) and 83327 (0.44%).
In Spirit Lake, property taxes represent approximately 2.9% of the median household income of $64,625, providing context for the relative tax burden on homeowners in this area.
Idaho reassesses property at fair market value upon sale with no statewide cap limiting assessment increases for buyers. Kootenai County offers a Homeowner's Exemption of $100,000 against assessed value for primary residences — file your application with the Kootenai County Assessor's office by the August levy deadline. Submit your homeowner exemption application to the Kootenai County Assessor immediately after closing to secure the exemption on your property tax bill.
Buyer decision brief
What ZIP 83869 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$154/mo
Based on median annual tax paid
State context
0.07 percentage points below the Idaho average
Idaho average: 0.50%
Data confidence
High confidenceThe Census margin of error is $221, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Kootenai County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 83869?
How much are property taxes in Spirit Lake, ID (83869)?
How does ZIP 83869 compare to the Idaho average?
What is the median home value in ZIP 83869?
What county is ZIP code 83869 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$221. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 83869 is part of Kootenai County, Idaho. View the full county profile for broader context and more data.
View Kootenai County on TaxByCounty →Similar ZIP Codes in Idaho
83835
+0.00%Hayden
0.43%
$2,184/yr
83327
+0.00%Fairfield
0.44%
$1,077/yr
83821
+0.00%Coolin
0.44%
$2,500/yr
83232
-0.00%Dayton
0.43%
$1,260/yr
83465
+0.00%Lemhi
0.44%
$1,036/yr
83622
-0.00%Garden Valley
0.43%
$2,172/yr
83610
-0.00%Cambridge
0.43%
$1,128/yr
83261
+0.00%Paris
0.44%
$1,034/yr
83448
+0.00%Sugar City
0.44%
$1,453/yr
83655
-0.00%New Plymouth
0.43%
$1,487/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.